Hamilton County property record for 7420 Thomas Dr, Cincinnati, OH 45243
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1953 |
| Lot Size | 0.155 acres (6,795 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Aug 2025) |
| Tax Bill | $6,022 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 525-0010-0132-00 |
| Primary APN | 525-0010-0132-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 6,795 sqft (0.155 acres) |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7420 THOMAS DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMAS AVE 60 FT IRR PTS LOTS 60-61 GALLRIDGE SUB SEC B PARS 132-185 CONS |
| Legal Subdivision | GALLRIDGE SUB |
| Legal Lot Number | 60-61 61 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MADEIRA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 24100 |
7420 Thomas Dr is owned and occupied by an individual who bought it in August 2025.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7420 THOMAS DR, CINCINNATI, OH 45243-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK NA |
| May 31, 2018 | Survivorship Deed, Transfer · ARM FIFTH THIRD MORTGAGE CO |
| Jun 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on File |
| Deed Sale | Aug 13, 2025 · Amount on File |
| Prior Sale | May 31, 2018 · Amount on File |
| Deed Document Number | 0000060971 |
| Deed Book / Page | 15478 / 631 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7420 THOMAS DR, CINCINNATI, OH 45243-1920 |
| Document Number | 0000063240 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2020 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7420 THOMAS DR MADEIRA OH 452431920, MADEIRA, OH 45243-1920 |
| Document Number | 0000063240 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 014201/003225 |
| Instrument | 63240 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 31, 2018 |
| Property Address | 7420 THOMAS DR, CINCINNATI, OH 45243-1920 |
| Document Number | 0000006322 |
| Map Reference | MB59 PG4 |
| Instrument Date | May 25, 2018 |
| Instrument | 18-0046322 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $721.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7420 THOMAS DR, CINCINNATI, OH 45243-1920 |
| Document Number | 0000006323 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 18-0046323 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 16, 2017 |
| Property Address | 7420 THOMAS DR, CINCINNATI, OH 45243-1920 |
| Document Number | 0000003962 |
| Map Reference | MB 59 PG 4 |
| Instrument Date | May 26, 2017 |
| Instrument | 17-0053962 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | TITLE FIRST AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3109 STONEGATE DR, ALAMO, CA 94507-1763 |
| Document Number | 0000003963 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 17-0053963 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 7420 Thomas Dr was $6,022.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Madeira City |
| Unified School District | Madeira City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,022.00 (-0.05%) | $99,691 (-) Land $39,746 Building $59,945 | |
| 2024 | $6,025.00 (+0.53%) | $99,691 (-) Land $39,746 Building $59,945 | |
| 2023 | $5,993.00 (-2.95%) | $99,691 (+18.43%) Land $39,746 Building $59,945 | $284,830 Land $113,560 Building $171,270 |
| 2022 | $6,175.00 | $84,175 Land $27,825 Building $56,350 | |
| 2020 | $240,500 Land $79,500 Building $161,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7420 Thomas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7420 Thomas Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures