7515 Lower Ridge Rd, Everett, WA 98203 Property Records

Snohomish County property record for 7515 Lower Ridge Rd, Everett, WA 98203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft · built 1933
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,950 (Jul 2019)
Tax Bill	$3,756 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3920-000-019-00`

Property Details

APN / Parcel Number

Primary APN	`3920-000-019-00`
Alternative APNs	`003920-000-019-00` `39200000190000` `1073916`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	432 sqft
Porch	Patio
Deck Area	222 sqft
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1073916
Street Address	7515 LOWER RIDGE RD
City	EVERETT
State	WA
Zip	98203-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BEVERLY ACREAGE TRACTS BLK 000 D-00 LOT 1 OF CITY OF EVE SP 1202-24-91 REC AF 9207130230 BEING A PTN OF LOT 19 EXST PLAT
Legal Range	91
Legal Township	24
Legal Section	02
Legal Subdivision	BEVERLY ACREAGE TRACTS
Legal Tract	19
Legal Block	000 D
Legal Lot Number	1
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3001
Census Tract	41202

Owner

Source: Snohomish County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7515 LOWER RIDGE RD, EVERETT, WA 98203-4920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 17, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	2019550
Prior Transfer Date	Aug 29, 2016
Prior Transfer Doc	0000000478
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	7515 LOWER RIDGE RD, EVERETT, WA 98203-4920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000722
Date	Jan 15, 2021
Instrument	202101150722

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jul 17, 2019
Property Address	7515 LOWER RIDGE RD, EVERETT, WA 98203-4920
Document Number	0000000550
Map Reference	VOL 10 PG 50
Instrument Date	Jul 9, 2019
Instrument	201907170550
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,967.11
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7515 LOWER RIDGE RD, EVERETT, WA 98203-4920

Mortgage

Document Number	0000000551
Date	Jul 17, 2019
Instrument	201907170551

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,756.00 (+0.27%)	$436,200 (-4.13%) Land $329,300 Building $106,900	$436,200 (-4.13%) Land $329,300 Building $106,900
2023	$3,746.00	$455,000 Land $329,800 Building $125,200	$455,000 Land $329,800 Building $125,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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