7523 Lower Ridge Rd, Everett, WA 98203 Property Records

Snohomish County property record for 7523 Lower Ridge Rd, Everett, WA 98203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1955
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$329,950 (Oct 2017)
Tax Bill	$848 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3920-000-018-02`

Property Details

APN / Parcel Number

Primary APN	`3920-000-018-02`
Alternative APNs	`003920-000-018-02` `39200000180209` `1073914`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1073914
Street Address	7523 LOWER RIDGE RD
City	EVERETT
State	WA
Zip	98203-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BEVERLY ACREAGE TRACTS BLK 000 D-02 - W 150 FT OF LOT 18 LESS S 80.8 FT THOF
Legal Section	12
Legal Subdivision	BEVERLY ACREAGE TRACTS
Legal Tract	18
Legal Block	000 D
Legal Lot Number	18
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3001
Census Tract	41202

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7523 LOWER RIDGE RD, EVERETT, WA 98203-4920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE INC
Oct 11, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2017 · Amount on Record
Deed Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	2017196
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	7523 LOWER RIDGE RD, EVERETT, WA 98203-4920
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000282
Date	Dec 28, 2021
Instrument	202112280282

Lender

Name	AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Oct 11, 2017
Property Address	7523 LOWER RIDGE RD, EVERETT, WA 98203-4920
Document Number	0000000196
Instrument Date	Oct 2, 2017
Instrument	201710110196
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,878.11
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 DELBERT WAY APT 5, 5, SAN JOSE, CA 95126-4017

Mortgage

Document Number	0000000197
Date	Oct 11, 2017
Instrument	201710110197

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$848.00 (-0.93%)	$537,100 (+5.46%) Land $384,200 Building $152,900	$537,100 (+5.46%) Land $384,200 Building $152,900
2023	$856.00 (-76.48%)	$509,300 (+28.42%) Land $349,200 Building $160,100	$509,300 (+28.42%) Land $349,200 Building $160,100
2022	$3,639.00	$396,600 Land $255,600 Building $141,000	$396,600 Land $255,600 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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