7505 Lower Ridge Rd, Everett, WA 98203 Property Records

Snohomish County property record for 7505 Lower Ridge Rd, Everett, WA 98203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,272 sqft · built 1993
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$409,000 (Dec 2018)
Tax Bill	$5,186 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3920-000-019-02`

Property Details

APN / Parcel Number

Primary APN	`3920-000-019-02`
Alternative APNs	`003920-000-019-02` `39200000190208` `1073918`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,272 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	1,264 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Sundeck
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1073918
Street Address	7505 LOWER RIDGE RD
City	EVERETT
State	WA
Zip	98203-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BEVERLY ACREAGE TRACTS BLK 000 D-02 COM NW COR OF TR 19 TH N8859 24E ALG N LN OF SD TR 19 DIST 10.06FT TO TPB TH CONT N8859 24E ALG SDN LN 295.09FT TO NE COR OF SD TR 19 TH S12*16 45W ALG E LN OF SD TR 19 DIST 81.19FT TO SE COR OF N1/2 OF SD TR 19
Legal Section	12
Legal Subdivision	BEVERLY ACREAGE TRACTS
Legal Tract	19
Legal Block	000 D
Legal Lot Number	2
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3001
Census Tract	41202

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7505 LOWER RIDGE RD, EVERETT, WA 98203-4920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Dec 5, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Dec 3, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Prior Sale	Dec 22, 1999 · Amount on Record
Deed Document Number	2018409
Last Transfer Date	Sep 7, 2023
Transfer Doc	0000000160
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SNOHOMISH WA
Recording Date	Sep 22, 2023
Property Address	7505 LOWER RIDGE RD, EVERETT, WA 98203-4920
Document Number	0000000160
Map Reference	VOL 10 PG 50
Instrument Date	Sep 15, 2023
Instrument	202309220160
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7505 LOWER RIDGE RD, EVERETT, WA 98203-4920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7505 LOWER RIDGE RD, EVERETT, WA 98203-4920

Mortgage

Document Number	0000000161
Date	Sep 22, 2023
Instrument	202309220161

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	7505 LOWER RIDGE RD, EVERETT, WA 98203-4920
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000403
Date	Feb 23, 2022
Instrument	202202230403

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	7505 LOWER RIDGE RD, EVERETT, WA 98203-4920
Document Number	0000000489
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7505 LOWER RIDGE RD EVERETT WA 982034920, EVERETT, WA 98203-4920

Mortgage

Document Number	0000000489
Date	Dec 10, 2019
Instrument	201912100489

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Dec 3, 2018
Property Address	7505 LOWER RIDGE RD, EVERETT, WA 98203-4920
Document Number	0000000409
Instrument Date	Nov 30, 2018
Instrument	201812030409
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7505 LOWER RIDGE RD EVERETT WA 982034920, EVERETT, WA 98203-4920

Mortgage

Document Number	410
Date	Dec 3, 2018
Instrument	201812030410

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 2, 2033

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,186.00 (+0.08%)	$602,700 (-4.32%) Land $332,200 Building $270,500	$602,700 (-4.32%) Land $332,200 Building $270,500
2023	$5,182.00 (+13.17%)	$629,900 (+26.16%) Land $332,700 Building $297,200	$629,900 (+26.16%) Land $332,700 Building $297,200
2022	$4,579.00	$499,300 Land $248,900 Building $250,400	$499,300 Land $248,900 Building $250,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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