7500 Paspalum, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 7500 Paspalum, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,874 sqft · built 2003
Lot Size	0.228 acres (9,974 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Jan 2006)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-23-33-279-002`

Property Details

APN / Parcel Number

Primary APN	`41-23-33-279-002`
Alternative APNs	`0095262-018820-3` `10004712861`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	2,651 sqft
1st Floor Area	1,874 sqft

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,974 sqft (0.228 acres)
Garage Area	500 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	277 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004712861
Old Parcel Number	00952620188203
Street Address	7500 PASPALUM
City	PUNTA GORDA
State	FL
Zip	33955-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 018 0397 0012 PUNTA GORDA ISLES SEC18 BLK397 LT12 702/1301 2030/1262 2347/1476 2897/1118
Legal Range	23E
Legal Township	41S
Legal Section	33
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	397
Legal Lot Number	12
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2018
Census Tract	10505

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7500 PASPALUM, PUNTA GORDA, FL 33955-1100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2006 · Amount on Record
Deed Sale	Jan 27, 2006 · Amount on Record
Prior Sale	Nov 19, 2003 · Amount on Record
Deed Document Number	1509434
Deed Book / Page	2897 / 1118
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	7500 PASPALUM, PUNTA GORDA, FL 33955-1100
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7500 PASPALUM PUNTA GORDA, PUNTA GORDA, FL 33955

Mortgage

Document Number	0003572975
Date	Sep 30, 2025
Instrument	3572975

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	7500 PASPALUM, PUNTA GORDA, FL 33955-1100
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7500 PASPALUM, PUNTA GORDA, FL 33955-1100

Mortgage

Document Number	0047031549
Date	Feb 3, 2021
Book Page	4703/1549
Instrument	2900506

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,018.00 (+5.05%) Homeowner's exemption	$162,442 (+5.99%)	$323,730 (+1.94%) Land $51,000 Building $272,730
2023	$1,921.00 (+3.45%) Homeowner's exemption	$153,266 (+3%)	$317,570 (-2.87%) Land $52,000 Building $265,570
2022	$1,857.00 Homeowner's exemption	$148,802	$326,966 Land $42,500 Building $284,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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