7519 Paspalum, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 7519 Paspalum, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,885 sqft · built 1990
Lot Size	0.249 acres (10,856 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Feb 2021)
Tax Bill	$4,653 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`412333277004`

Property Details

APN / Parcel Number

Primary APN	`412333277004`
Alternative APNs	`00952620187703` `10004712829`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,885 sqft Living Area
Gross Area	2,737 sqft
1st Floor Area	1,885 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,856 sqft (0.249 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	300 sqft
Porch	Enclosed/Screened Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620187703
Street Address	7519 PASPALUM
City	PUNTA GORDA
State	FL
Zip	33955-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC18 BLK397 LT 7 1011/1838 1100/901 DC1782/562 PR2000-815 2626/1840 3005/1006 DC3633/249-CTS DC3908/2068-DMS AFF3908/2072 3908/2079 4199/881 4708/1154
Legal Range	23E
Legal Township	41S
Legal Section	33
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	397
Legal Lot Number	7
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2018
Census Tract	10505

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7519 PASPALUM, PUNTA GORDA, FL 33955-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
May 17, 2017	Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Document Number	20212903774
Deed Book / Page	4708 / 1154
Prior Transfer Date	Jul 20, 2006
Prior Transfer Doc	0030051006
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 11, 2021
Property Address	7519 PASPALUM, PUNTA GORDA, FL 33955-1118
Document Number	0047081154
Book / Page	4708 / 1154
Map Reference	MB 10 PG 4A-4Q
Instrument Date	Feb 11, 2021
Instrument	2903774
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7519 PASPALUM, 7519, PUNTA GORDA, FL 33955-1118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7519 PASPALUM, PUNTA GORDA, FL 33955-1118

Mortgage

Document Number	0047081156
Date	Feb 11, 2021
Instrument	4708/1156

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	7519 PASPALUM, PUNTA GORDA, FL 33955-1118
Document Number	0043790169
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7519 PASPALUM PUNTA GORDA FL 339551118, PUNTA GORDA, FL 33955-1118

Mortgage

Document Number	0043790169
Date	Nov 15, 2018
Book Page	004379/000169
Instrument	2661894

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 17, 2017
Property Address	7519 PASPALUM, PUNTA GORDA, FL 33955-1118
Document Number	0041990881
Book / Page	004199 / 000881
Instrument Date	May 8, 2017
Instrument	2524130
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14401 PATTY BERG DR #104 FORT MYERS FL 339197095, 104, FORT MYERS, FL 33919-7095

Mortgage

Document Number	41990883
Date	May 17, 2017
Book Page	004199/000883
Instrument	2524131

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 16, 2032

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,653.00 (-19.75%) Homeowner's exemption	$320,999 (+5.99%)	$328,819 (+4.03%) Land $46,750 Building $282,069
2024	$5,798.00 (-19.52%)
2023	$7,204.00 (+68.67%) Homeowner's exemption	$302,866 (+4.56%)	$316,085 (+9.12%) Land $57,000 Building $259,085
2022	$4,271.00 Homeowner's exemption	$289,667 Land $46,750 Building $242,917	$289,667 Land $46,750 Building $242,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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