7518 Paspalum, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 7518 Paspalum, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,232 sqft · built 1998
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Dec 2025)
Tax Bill	$5,214 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-23-33-279-005`

Property Details

APN / Parcel Number

Primary APN	`41-23-33-279-005`
Alternative APNs	`0095262-018850-6` `10004712864`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,232 sqft Living Area
Gross Area	2,908 sqft

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,600 sqft (0.22 acres)
Garage Area	418 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Finished/Screened Porch
Porch Area	258 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004712864
Street Address	7518 PASPALUM
City	PUNTA GORDA
State	FL
Zip	33955-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 018 0397 0015 PUNTA GORDA ISLES SEC18 BLK397 LT 15 748/1015 1614/22 1919/397 2589/1624 3510/114&115
Legal Range	23E
Legal Township	41S
Legal Section	33
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	397
Legal Lot Number	15
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2018
Census Tract	10505

Owner

Source: Charlotte County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7518 PASPALUM, PUNTA GORDA, FL 33955-1100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHARLOTTE STATE BANK & TRUST
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 26, 2021	Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS
Mar 16, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	May 6, 2025
Deed Document Number	3593542
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	7518 PASPALUM, PUNTA GORDA, FL 33955-1100
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7518 PASPALUM, PUNTA GORDA, FL 33955-1100

Mortgage

Document Number	0003182168
Date	Dec 5, 2022
Instrument	3182168

Lender

Name	CHARLOTTE STATE BANK & TRUST
Type	Bank
Address	PORT CHARLOTTE, FL 33953

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	6.25%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Margin	3
Max Rate	12.2%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 4, 2025
Property Address	7518 PASPALUM, PUNTA GORDA, FL 33955-1100
Document Number	0003593542
Map Reference	MB 10 PG 4
Instrument Date	Dec 3, 2025
Instrument	3593542
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	344 WILD PLUM LN, LAS VEGAS, NV 89107-2823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7518 PASPALUM, PUNTA GORDA, FL 33955-1100

Mortgage

Document Number	0003593543
Date	Dec 4, 2025
Instrument	3593543

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 26, 2021
Property Address	7518 PASPALUM, PUNTA GORDA, FL 33955-1100
Document Number	0047160288
Book / Page	4716 / 288
Map Reference	MB 10 PG 4A-4Q
Instrument Date	Feb 26, 2021
Instrument	2909051
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7518 PASPALUM, 7518, PUNTA GORDA, FL 33955-1100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7518 PASPALURN, PUNTA GORDA, FL 33955

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 16, 2018
Property Address	7518 PASPALUM, PUNTA GORDA, FL 33955-1100
Document Number	0042921933
Book / Page	4292 / 1933
Map Reference	MB10 PG4
Instrument Date	Mar 13, 2018
Instrument	2595050
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,201.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 511175, PUNTA GORDA, FL 33951-1175

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7518 PASPALUM, PUNTA GORDA, FL 33955-1100

Mortgage

Document Number	0002595051
Date	Mar 16, 2018
Instrument	2595051

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,214.00 (+4.03%) Homeowner's exemption	$354,761 (+5.99%)	$358,140 (+1.22%) Land $55,000 Building $303,140
2023	$5,012.00 (+2.79%) Homeowner's exemption	$334,721 (+3%)	$353,832 (+8.88%) Land $57,000 Building $296,832
2022	$4,876.00 Homeowner's exemption	$324,972 Land $46,750 Building $278,222	$324,972 Land $46,750 Building $278,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Nearby Properties on Paspalum

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures