750 Hilltop Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 750 Hilltop Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 944 sqft · built 1999
Lot Size	3.82 acres (166,399 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Apr 2024)
Tax Bill	$1,046 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`456002981840000`

Property Details

APN / Parcel Number

Primary APN	`456002981840000`
Alternative APNs	`52964` `62593`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	944 sqft Heated Area
Gross Area	2,156 sqft
1st Floor Area	944 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	166,399 sqft (3.82 acres)
Lot Dimensions	504 ft deep x 30 ft wide

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	460 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62593
Street Address	750 HILLTOP LN
City	MURPHY
State	NC
Zip	28906-8520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O TESSLER-DICKEY SUB 1659/566
Legal Subdivision	DICKEY SUB
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1038
Census Tract	930603

Owner

750 Hilltop Ln is owned and occupied by two individuals who bought it in April 2024.

Source: Cherokee County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	750 HILLTOP LN, MURPHY, NC 28906-8520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Apr 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 8, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on File
Deed Sale	Apr 19, 2024 · Amount on File
Prior Sale	Oct 8, 2020 · Amount on File
Deed Document Number	20241830
Deed Book / Page	1755 / 308
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Apr 6, 2026
Property Address	750 HILLTOP LN, MURPHY, NC 28906-8520
Document Number	0000001575
Book / Page	1798 / 1021
Instrument Date	Mar 30, 2026
Instrument	20261575
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MUTUAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 HILLTOP LN, MURPHY, NC 28906-8520

Mortgage

Document Number	0000001575,
Date	Apr 6, 2026
Book Page	1798/1021
Instrument	20261575

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	750 HILLTOP LN, MURPHY, NC 28906-8520
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 17TH AVE S, BIRMINGHAM, AL 35205-6605

Mortgage

Document Number	001755/311
Date	Apr 19, 2024
Book Page	1755/311
Instrument	1831

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 8, 2020
Property Address	750 HILLTOP LN, MURPHY, NC 28906-8520
Document Number	1659/566
Book / Page	1659 / 566
Instrument Date	Sep 17, 2020
Instrument	5731
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 ROBERTS ST, 11, CANTON, NC 28716-4839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 HILLTOP LN, MURPHY, NC 28906-8520

Mortgage

Document Number	1659568
Date	Oct 8, 2020
Instrument	1659/568

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 750 Hilltop Ln was $1,046.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,046.00	$146,390	$146,390 Land $24,640 Building $121,750
2023		$146,390	$146,390 Land $24,640 Building $121,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 750 Hilltop Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 750 Hilltop Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Hilltop Ln

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