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662 Hilltop Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 662 Hilltop Ln, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,386 sqft · built 1984
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Oct 2021)
Tax Bill$1,146 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN456002987744000

Property Details

APN / Parcel Number

Primary APN456002987744000
Alternative APN
  • 55910

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,386 sqft Heated Area
FlooringCarpet
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2004
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,996 sqft (1.01 acres)
Lot Dimensions285 ft deep x 102 ft wide
PorchOpen Porch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number55910
Street Address662 HILLTOP LN
CityMURPHY
StateNC
Zip28906-8519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 & 2 BERGERON PROP 786/100
Legal Phase786
Legal Lot Number1,2
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group1
Census Block1038
Census Tract930603

Owner

Source: Cherokee County records · APN 456002987744000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address396 WESTERN RD, NEW SMYRNA BEACH, FL 32168-8969
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2021 · Amount on Record
Deed SaleOct 20, 2021 · Amount on Record
Deed Document Number7082
Deed Book / Page1694 / 296
Record UpdatedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateOct 20, 2021
Property Address662 HILLTOP LN, MURPHY, NC 28906-8519
Document Number1694/296
Book / Page1694 / 296
Instrument DateSep 29, 2021
Instrument7082
Transaction TypeTransfer
Record UpdatedNov 05, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 YACHT CLUB DR # DR2, 112, NORTH PALM BEACH, FL 33408-3933

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 WESTERN RD, NEW SMYRNA BEACH, FL 32168-8969

Mortgage

Document Number1694299
DateOct 20, 2021
Instrument1694/299
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,146.00$161,600 (+0.95%)$161,600 (+0.95%) Land $45,000 Building $116,600
2023$160,080$160,080 Land $45,000 Building $115,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire LikelihoodAbout 1 in 704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Blue Ridge Mountain Electric MembershipFiber1,000 / 1,000
CND AcquisitionCable500 / 30
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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