474 Hilltop Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 474 Hilltop Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,200 sqft · built 1980
Lot Size	4.96 acres (216,058 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Mar 2018)
Tax Bill	$846 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456002976984000`

Property Details

APN / Parcel Number

Primary APN	`456002976984000`
Alternative APN	`47363`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,200 sqft Heated Area
Upper Floors Area	520 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	216,058 sqft (4.96 acres)
Lot Dimensions	261 ft deep x 286 ft wide
Porch	Enclosed Porch
Porch Area	256 sqft
Deck Area	1,148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	47363
Street Address	474 HILLTOP LN
City	MURPHY
State	NC
Zip	28906-8517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O TR 10 DICKEY SUB 1394/177 A/35
Legal Subdivision	DICKEY SUB
Legal Tract	10
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1038
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	474 HILLTOP LN, MURPHY, NC 28906-8517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Mar 7, 2018	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2018 · Amount on Record
Deed Sale	Mar 7, 2018 · Amount on Record
Prior Sale	Sep 3, 2010
Deed Document Number	01089
Deed Book / Page	01582 / 0221
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	474 HILLTOP LN, MURPHY, NC 28906-8517
Transaction Type	Mortgage
Record Updated	Jun 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 HILLTOP LN, MURPHY, NC 28906-8517

Mortgage

Document Number	001713/563
Date	Jun 1, 2022
Book Page	1713/563
Instrument	3628

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Feb 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 7, 2018
Property Address	474 HILLTOP LN, MURPHY, NC 28906-8517
Document Number	01582/0221
Book / Page	01582 / 0221
Instrument Date	Mar 7, 2018
Instrument	01089
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 SALLY LEE DR, 318, ELLENTON, FL 34222-2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	791 COOK BRIDGE RD, MURPHY, NC 28906-8833

Mortgage

Document Number	01090
Date	Mar 7, 2018
Instrument	01090

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$846.00	$160,890 (-)	$160,890 (-) Land $26,040 Building $134,850
2023		$160,890	$160,890 Land $26,040 Building $134,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hilltop Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures