St. Charles County property record for 75 Timber Oaks Trl, O Fallon, MO 63368
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 985 sqft · built 1999 |
| Owner | Company Name on File |
| Tax Bill | $2,052 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T001700875 |
| Primary APN | T001700875 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 985 sqft Living Area |
| 1st Floor Area | 985 sqft |
| Basement Area | 132 sqft |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Patio Area | 32 sqft |
| Account Number | T001700875 |
|---|---|
| Old Parcel Number | T001700875 |
| Street Address | 75 TIMBER OAKS TRL |
| City | O FALLON |
| State | MO |
| Zip | 63368-8178 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TIMBER CREEK CONDO AT WINGHAVEN #4 BLDG 7 UNIT 7D GAR STORAGE |
| Legal Range | 02E |
| Legal Township | 46N |
| Legal Subdivision | TIMBER CREEK CONDOS AT WINGHAVEN #4 BLDG |
| Legal Lot Number | 7D |
| Legal Unit | 7D |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T001700875
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5010 KRISTOS CT, COLUMBIA, MO 65202-5533 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| May 01, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2025 |
| Deed Sale | Jul 02, 2025 |
| Prior Sale | May 01, 2019 · Amount on Record |
| Deed Document Number | 0000028038 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 75 TIMBER OAKS TRL, O FALLON, MO 63368-8178 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 75 TIMBER OAKS TRL 7D, 7D, DARDENNE PR, MO 63368-8178 |
| Document Number | 2021R084279 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021R-084279 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 01, 2019 |
| Property Address | 75 TIMBER OAKS TRL, O FALLON, MO 63368-8178 |
| Document Number | 0070662339 |
| Book / Page | 7066 / 2339 |
| Map Reference | MB 36 PG 182-184 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 20190501000200530 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 BALMORAL CASTLE DR, 360, WENTZVILLE, MO 63385-4399 |
| Name | Verified Name |
|---|---|
| Address | 75 TIMBER OAKS TRL # 7D, 7D, O FALLON, MO 63368-8178 |
| Document Number | 20190501000200540 |
|---|---|
| Date | May 01, 2019 |
| Instrument | 20190501000200540 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,052.00 | $30,520 (+14.36%) | $160,631 (+14.36%) |
| 2023 | $26,687 | ||
| 2022 | $140,457 Building $140,457 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2006–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · Severe Storms, Flooding, And A Tornado |
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: AT&T, Brightspeed, T-Mobile USA, Verizon.
Based on FCC filings for 233 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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