TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
349 SHADY ROCK LN, O FALLON, MO 63368-7470
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
74 TIMBER OAKS TRL # 7C, 7C, O FALLON, MO 63368-8178
Investor
Possibly a Property Investor
Mortgage
Document Number
0000001486
Date
Jan 11, 2024
Instrument
2024R-001486
Lender
Name
US WIDE FINANCIAL LLC
Type
Funding / Finance Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Feb 1, 2054
April 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST CHARLES MO
Property Address
74 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Transaction Type
Mortgage
Record Updated
Apr 28, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
74 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Mortgage
Document Number
2021R031192
Date
Apr 9, 2021
Instrument
2021R-031192
Lender
Name
PNC BANK NA
Type
Bank
Address
WILMINGTON, DE 19801
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
480 Months
Due
Apr 1, 2061
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
February 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST CHARLES MO
Property Address
74 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0072282332
Date
Feb 10, 2020
Book Page
7228/2332
Instrument
20200210000082380
Lender
Name
PNC BANK NA
Type
Bank
Address
CLEVELAND, OH 44101
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
240 Months
Due
Feb 1, 2040
June 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ST CHARLES MO
Recording Date
Jun 24, 2019
Property Address
74 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Document Number
0070940469
Book / Page
7094 / 0469
Map Reference
MB 36 PG 182
Instrument Date
Jun 19, 2019
Instrument
20190624000312030
Transaction Type
Transfer
Record Updated
Feb 6, 2021
Title Company
STELLAR TITLE AGENCY
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
2149 MCCAUSLAND AVE, 2149, SAINT LOUIS, MO 63143-2537
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
74 TIMBER OAKS TRL # 7C, 7C, O FALLON, MO 63368-8178
Mortgage
Document Number
0000000000
Date
Jun 24, 2019
Instrument
20190624000312040
Lender
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 74 Timber Oaks Trl was $2,053.
Source: St. Charles County assessment roll, as of August 7, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
St. Charles County
Municipality
O'Fallon City
Unified School District
Wentzville R-IV School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$30,539 (-)
$160,733 (-)Building $160,733
2025
$2,053.00
$30,539
$160,733
2023
$26,708
2022
$140,568Building $140,568
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 74 Timber Oaks Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
2 (2006–2008)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Sep 2008 · Severe Storms, Flooding, And A Tornado
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 74 Timber Oaks Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood
0.02% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source
Purchased surface water from ST LOUIS CITY PWS
Last State Inspection
Aug 2023
Lead
2 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
i3 Broadband Fiber
8,000 / 8,000
Gateway Fiber Fiber
2,000 / 2,000
Spectrum Cable
1,000 / 1,000
Wisper ISP Fixed Wireless
400 / 30
May also be available: AT&T, Brightspeed, T-Mobile, Verizon.