70 Timber Oaks Trl, O Fallon, MO 63368 Property Records

St. Charles County property record for 70 Timber Oaks Trl, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 985 sqft · built 1999
Lot Size	0.005 acres (233 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2023)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T001700872`

Property Details

APN / Parcel Number

Primary APN	`T001700872`
Alternative APN	`4-0036-8330-00-007A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	985 sqft Living Area
Gross Area	1,370 sqft
1st Floor Area	985 sqft
Basement Area	132 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Lot Area	233 sqft (0.005 acres)
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001700872
Street Address	70 TIMBER OAKS TRL
City	O FALLON
State	MO
Zip	63368-8178
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TIMBER CREEK CONDO AT WINGHAVEN #4 BLDG 7 UNIT 7A GAR STORAGE
Legal Subdivision	TIMBER CREEK CONDOS AT WINGHAVEN #4 BLDG
Legal Lot Number	7A
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1004
Census Tract	311153

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	319 CHESTNUT CREEK CIR, O FALLON, MO 63368-7112
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Jun 8, 2020 · Amount on Record
Deed Document Number	202352824
Prior Transfer Date	Oct 26, 2013
Prior Transfer Doc	0000023440
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	70 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 CHESTNUT CREEK CIR, O FALLON, MO 63368-7112
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049752
Date	Nov 5, 2025
Instrument	2025R-049752

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 29, 2023
Property Address	70 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Document Number	0000052824
Map Reference	MB 36 PG 182
Instrument Date	Dec 28, 2023
Instrument	2023R-052824
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 KEYSTONE CROSSING DR, O FALLON, MO 63368-6774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 CHESTNUT CREEK CIR, O FALLON, MO 63368-7112

Mortgage

Document Number	0000052826
Date	Dec 29, 2023
Instrument	2023R-052826

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,539 (-)	$160,733 (-) Building $160,733
2025	$2,053.00	$30,539 (+14.34%)	$160,733 (+14.35%)
2023		$26,708
2022			$140,568 Building $140,568

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, T-Mobile, Verizon.

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