71 Stingray St, Destin, FL 32541 Property Records

Okaloosa County property record for 71 Stingray St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,014 sqft · built 1994
Lot Size	0.172 acres (7,499 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Mar 2021)
Tax Bill	$16,691 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5863-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5863-8`
Alternative APNs	`00-2S-22-0580-0007-0190` `22S200058000070190`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	3,014 sqft Living Area
Gross Area	3,678 sqft
1st Floor Area	2,080 sqft
Upper Floors Area	934 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	528 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	664 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	71 STINGRAY ST
City	DESTIN
State	FL
Zip	32541-3662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BEACH LOT 19 BLK 7
Legal Subdivision	CRYSTAL BEACH
Legal Block	7
Legal Lot Number	19
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1017
Census Tract	23308

Owner

71 Stingray St is owned by two individuals who bought it in March 2021.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	636 MERLOT CT, FAIRVIEW, TX 75069-1521
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 8, 2018	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Prior Sale	Nov 28, 2018 · Amount on File
Deed Document Number	20213441329
Deed Book / Page	3535 / 518
Prior Transfer Date	Feb 18, 2009
Prior Transfer Doc	0028772349
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 25, 2021
Property Address	71 STINGRAY ST, DESTIN, FL 32541-3662
Document Number	0035350518
Book / Page	3535 / 518
Map Reference	MB 1 PG 17
Instrument Date	Mar 19, 2021
Instrument	3441329
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	PRATT AYCOCK TITLE LLC, PRATT AYCOCK TTL LLC SANTA R

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 BAKER ST, 214, BEREA, OH 44017-1516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 MERLOT CT, FAIRVIEW, TX 75069-1521

Mortgage

Document Number	0003535521
Date	Mar 25, 2021
Instrument	3535/521

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 28, 2018
Property Address	71 STINGRAY ST, DESTIN, FL 32541-3662
Document Number	0033761866
Book / Page	003376 / 001866
Instrument Date	Sep 13, 2018
Instrument	3245544
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$5,180.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21127 TULUM LN HOUSTON TX 770732918, HOUSTON, TX 77073-2918

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 8, 2018
Property Address	71 STINGRAY ST, DESTIN, FL 32541-3662
Document Number	0033533845
Book / Page	3353 / 3845
Map Reference	MB1 PG17
Instrument Date	Jun 1, 2018
Instrument	3212196
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	678 WOODLAND BAYOU DR, 678, SANTA ROSA BEACH, FL 32459-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 BAKER ST, BEREA, OH 44017-1516

Tax Assessment & Valuation

The 2025 property tax bill for 71 Stingray St was $16,691.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,691.00	$1,409,302 Land $566,284 Building $843,018	$1,409,302 Land $566,284 Building $843,018
2023	$15,498.00 (+14.53%)	$1,370,782 (+22.07%) Land $513,822 Building $856,960	$1,370,782 (+22.07%) Land $513,822 Building $856,960
2022	$13,532.00	$1,122,925 Land $467,111 Building $655,814	$1,122,925 Land $467,111 Building $655,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Stingray St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 71 Stingray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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