Middlesex County and Ayer Town property record for 75 Sandy Pond Rd, Unit 45, Ayer, MA 01432
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 972 sqft · built 1972 |
| Lot Size | 6.26 acres (272,885 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Oct 2020) |
| Tax Bill | $3,173 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:029 B:0004 L:0045 |
| Primary APN | AYER M:029 B:0004 L:0045 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 48 Units |
| Stories | 2 Stories |
| Building Area | 972 sqft Living Area |
| Basement Area | 486 sqft |
| Unfinished Basement | 486 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 272,885 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Street Address | 75 SANDY POND RD, 45 |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1442 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 4 |
| Legal Lot Number | 45 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 325101 |
Source: Middlesex County and Ayer Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 SANDY POND RD, 45, AYER, MA 01432-1442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2025 | Deed of Trust, Mortgage · Line of Credit SERVICE CU |
| Oct 5, 2020 | Quit Claim Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on Record |
| Deed Sale | Oct 5, 2020 · Amount on Record |
| Prior Sale | Apr 28, 1988 · Amount on Record |
| Deed Document Number | 2020179466 |
| Deed Book / Page | 75809 / 529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 75 SANDY POND RD UNIT 45, 45, AYER, MA 01432-1442 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084263-545 |
|---|---|
| Date | Jun 24, 2025 |
| Book Page | 84263/545 |
| Instrument | 71530 |
| Name | SERVICE CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Oct 5, 2020 |
| Property Address | 75 SANDY POND RD UNIT 45, 45, AYER, MA 01432-1442 |
| Document Number | 75809-529 |
| Book / Page | 75809 / 529 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 179466 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 SANDY POND RD UNIT 45, 45, AYER, MA 01432-1442 |
| Document Number | 179467 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 179467 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,173.00 (+20.23%) | $265,300 (+24.85%) Building $265,300 | $278,730 (+11.94%) |
| 2024 | $248,995 | ||
| 2023 | $2,639.00 | $212,500 Building $212,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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