75 Ray Rd, Rexford, NY 12148 Property Records

Saratoga County and Clifton Park Town property record for 75 Ray Rd, Rexford, NY 12148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1987
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,512 (2025)
Deeds & Mortgages	Feb 2026 Sale Oct 2018 Line of Credit + 2 more
APN	`412400 282.-2-4.2`

Property Details

APN / Parcel Number

Primary APN	`412400 282.-2-4.2`
Alternative APN	`240028200000020040020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,120 sqft
Upper Floors Area	840 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	40,075 sqft (0.92 acres)
Lot Width	240 ft Width
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	75 RAY RD
City	REXFORD
State	NY
Zip	12148-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	4.002
Jurisdiction	SARATOGA NY
Township / Civil Division	CLIFTON PARK
Census Block Group	2
Census Block	2056
Census Tract	62602

Owner

Source: Saratoga County and Clifton Park Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	75 RAY RD, REXFORD, NY 12148-1409
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Warranty Deed, Transfer
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit TRUSTCO BK
Feb 2, 2018	Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK
Feb 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 15, 2025
Transfer Doc	0000003411
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Feb 3, 2026
Property Address	75 RAY RD, REXFORD, NY 12148-1409
Document Number	0000003411
Instrument Date	May 15, 2025
Instrument	2026003411
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 GREENLEAF MDWS, ROCHESTER, NY 14612-4349

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	75 RAY RD, REXFORD, NY 12148-1409
Document Number	0000031154
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75 RAY RD REXFORD NY 121481409, REXFORD, NY 12148-1409

Mortgage

Document Number	0000031154
Date	Oct 17, 2018
Instrument	31154

Lender

Name	TRUSTCO BK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	75 RAY RD, REXFORD, NY 12148-1409
Document Number	0000016188
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 RAY RD REXFORD NY 121481409, REXFORD, NY 12148-1409

Mortgage

Document Number	0000016188
Date	Jun 5, 2018
Instrument	16188

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	75 RAY RD, REXFORD, NY 12148-1409
Document Number	0000016187
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 RAY RD REXFORD NY 121481409, REXFORD, NY 12148-1409

Mortgage

Document Number	0000016187
Date	Jun 5, 2018
Instrument	16187

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Saratoga County and Clifton Park Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Clifton Park Town
Unified School District	Shenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,512.00 (+0.66%)	$129,600 (-) Land $30,500 Building $99,100	$360,000 (+2.78%) Land $84,722 Building $275,278
2024	$5,476.00 Homeowner's exemption	$129,600 (-) Land $30,500 Building $99,100	$350,270 (+5.41%) Land $82,432 Building $267,838
2023		$129,600 Land $30,500 Building $99,100	$332,308 Land $78,205 Building $254,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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