Saratoga County and Clifton Park Town property record for 73 Ray Rd, Rexford, NY 12148
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 1987 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,708 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2023 Line of Credit + 3 more |
| APN | 412400 282.-2-5.2 |
| Primary APN | 412400 282.-2-5.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 58,370 sqft (1.34 acres) |
| Lot Width | 46.5 ft Width |
| Porch | Slab |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 73 RAY RD |
|---|---|
| City | REXFORD |
| State | NY |
| Zip | 12148-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 5.002 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | CLIFTON PARK |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 62602 |
73 Ray Rd is owned and occupied by an individual who acquired it in April 2018.
Source: Saratoga County and Clifton Park Town records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 73 RAY RD, REXFORD, NY 12148-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jun 16, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FEDERAL CREDIT UNION |
| May 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Apr 30, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 26, 2018 |
| Transfer Doc | 0000012461 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 73 RAY RD, REXFORD, NY 12148-1409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007572 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026007572 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 73 RAY RD, REXFORD, NY 12148-1409 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000015518 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2023015518 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 73 RAY RD, REXFORD, NY 12148-1409 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016692 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022016692 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Apr 30, 2018 |
| Property Address | 73 RAY RD, REXFORD, NY 12148-1409 |
| Document Number | 0000012461 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 12461 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 RAY RD REXFORD NY 121481409, REXFORD, NY 12148-1409 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 73 RAY RD, REXFORD, NY 12148-1409 |
| Document Number | 0000008656 |
| Instrument Date | Mar 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 73 RAY RD REXFORD NY 121481409, REXFORD, NY 12148-1409 |
| Document Number | 0000008656 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 8656 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2048 |
The 2025 property tax bill for 73 Ray Rd was $4,708 with exemptions applied.
Source: Saratoga County and Clifton Park Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Clifton Park Town |
| Unified School District | Shenendehowa Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,708.00 | $110,700 Land $13,400 Building $97,300 | $307,500 Land $37,222 Building $270,278 |
| 2023 | $110,700 Land $13,400 Building $97,300 | $283,846 Land $34,359 Building $249,487 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 73 Ray Rd; there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 73 Ray Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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