59 Ray Rd, Rexford, NY 12148 Property Records

Saratoga County and Clifton Park Town property record for 59 Ray Rd, Rexford, NY 12148

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,792 sqft · built 1946
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Feb 2017)
Tax Bill	$4,096 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2021 Line of Credit + 2 more
APN	`412400 282.-2-8`

Property Details

APN / Parcel Number

Primary APN	`412400 282.-2-8`
Alternative APNs	`240028200000020080000000` `5 J00286`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	64,469 sqft (1.48 acres)
Lot Width	105 ft Width
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	66 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J00286
Street Address	59 RAY RD
City	REXFORD
State	NY
Zip	12148-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	LIFE ESTATE
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	SARATOGA NY
Township / Civil Division	CLIFTON PARK
Census Block Group	2
Census Block	2056
Census Tract	62602

Owner

Source: Saratoga County and Clifton Park Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59 RAY RD, REXFORD, NY 12148-1409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Sep 8, 2021	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Apr 3, 2019	Loan Modification, Mortgage · FHA Mortgage CITIZENS BK NA
Feb 7, 2017	Deed, Transfer LISA NEWKIRK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2017 · Amount on Record
Deed Sale	Feb 7, 2017 · Amount on Record
Deed Book / Page	2017 / 4230
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Recording Date	Sep 10, 2026
Property Address	59 RAY RD, REXFORD, NY 12148-1409
Document Number	0000026307
Instrument Date	Sep 4, 2026
Instrument	202626307
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 RAY RD, REXFORD, NY 12148-1409

Mortgage

Document Number	0000026307,
Date	Sep 10, 2026
Instrument	202626307

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	59 RAY RD, REXFORD, NY 12148-1409
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021032073
Date	Sep 8, 2021
Instrument	2021032073

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	59 RAY RD, REXFORD, NY 12148-1409
Document Number	0000013896
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 RAY RD REXFORD NY 121481409, REXFORD, NY 12148-1409

Mortgage

Document Number	0000013896
Date	May 22, 2019
Instrument	13896

Lender

Name	CITIZENS BK NA
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5%

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SARATOGA NY
Recording Date	Feb 7, 2017
Property Address	59 RAY RD, REXFORD, NY 12148-1409
Document Number	0000002017/0000004230
Book / Page	0000002017 / 0000004230
Instrument Date	Jan 26, 2017
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	LISA NEWKIRK

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 RAY RD, REXFORD, NY 12148-1409

Tax Assessment & Valuation

Source: Saratoga County and Clifton Park Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Clifton Park Town
Unified School District	Shenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,096.00	$96,300 (-) Land $36,600 Building $59,700	$267,500 (+8.33%) Land $101,667 Building $165,833
2023		$96,300 Land $36,600 Building $59,700	$246,923 Land $93,846 Building $153,077

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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