Santa Cruz County property record for 75 Peppertree Ln, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,013 sqft · built 2000 |
| Lot Size | 0.102 acres (4,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $900,000 (Jul 2023) |
| Tax Bill | $11,681 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-411-73 |
| Primary APN | 016-411-73 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,013 sqft Living Area |
| Gross Area | 2,455 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,443 sqft (0.102 acres) |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 75 PEPPERTREE LN |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-6035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GREEN VLY HLNDS 02 PH3 TR 1375 |
| Legal Lot Number | 65 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 110506 |
Source: Santa Cruz County records · APN 016-411-73
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 PEPPERTREE LN, WATSONVILLE, CA 95076-6035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK |
| Jul 25, 2023 | Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on Record |
| Deed Sale | Jul 25, 2023 · Amount on Record |
| Prior Sale | Oct 01, 2012 · Amount on Record |
| Deed Document Number | 202313686 |
| Prior Transfer Date | Jun 20, 2013 |
| Prior Transfer Doc | 0000034001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 03, 2026 |
| Property Address | 75 PEPPERTREE LN, WATSONVILLE, CA 95076-6035 |
| Document Number | 0000017375 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202617375 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Address | 75 PEPPERTREE LN, WATSONVILLE, CA 95076-6035 |
| Document Number | 0000017375, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 202617375 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 25, 2023 |
| Property Address | 75 PEPPERTREE LN, WATSONVILLE, CA 95076-6035 |
| Document Number | 0000013686 |
| Map Reference | VOL 96 PG 26 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023-0013686 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 PEPPERTREE LN, WATSONVILLE, CA 95076-6035 |
| Document Number | 0000013687 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 2023-0013687 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $936,360 (+2%) Land $561,816 Building $374,544 | ||
| 2025 | $11,681.00 (+130.12%) | $918,000 (+115.44%) Land $550,800 Building $367,200 | |
| 2023 | $5,076.00 (+1.78%) | $426,100 (+2%) Land $255,660 Building $170,440 | $786,600 |
| 2022 | $4,987.00 | $417,745 Land $250,647 Building $167,098 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Internet Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Verizon.
Based on FCC filings for 565 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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