75 Oak St, Windber, PA 15963 Property Records

Cambria County property record for 75 Oak St, Windber, PA 15963

Property Summary

Property Type	Single Family Home
Details	built 1983
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Last Sale	$310,500 (Oct 2020)
Tax Bill	$1,081 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-013.-146.000`

Property Details

APN / Parcel Number

Primary APN	`01-013.-146.000`
Alternative APN	`001 108905`

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	135,036 sqft (3.1 acres)

Location & Zoning

Street Address	75 OAK ST
City	WINDBER
State	PA
Zip	15963-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H G
Jurisdiction	CAMBRIA PA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3027
Census Tract	13300

Owner

Source: Cambria County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	75 OAK ST, WINDBER, PA 15963-8201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed, Transfer · Stand-Alone First Mortgage FIRST SUMMIT BANK
Apr 3, 2017	Intrafamily Transfer, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Jun 26, 2015 · Amount on File
Deed Document Number	202010608
Prior Transfer Date	Mar 24, 2017
Prior Transfer Doc	02792/0412
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Oct 2, 2020
Property Address	75 OAK ST, WINDBER, PA 15963-8201
Document Number	2020000010608
Instrument Date	Oct 1, 2020
Instrument	20200-00010608
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	75 OAK ST, WINDBER, PA 15963-8201

Mortgage

Document Number	20000010609
Date	Oct 2, 2020
Instrument	200-00010609

Lender

Name	FIRST SUMMIT BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMBRIA PA
Recording Date	Apr 3, 2017
Property Address	75 OAK ST, WINDBER, PA 15963-8201
Document Number	02792/0412
Book / Page	2792 / 0412
Instrument Date	Mar 24, 2017
Instrument	2017-00003124
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 OAK ST, WINDBER, PA 15963-8201

Mortgage

Document Number	2792/0415
Date	Apr 3, 2017
Book Page	2792/0415
Instrument	2017-00003125

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
County Subdivision	Adams Township
Unified School District	Forest Hills School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,081.00 (-58.28%)	$28,100 (-) Land $2,720 Building $25,380
2024	$2,591.00	$28,100 Land $2,720 Building $25,380
1972			$28,100 Land $2,720 Building $25,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1993–1996)
Most Recent Claim	Jan 1996 · Blizzard Of 96

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND S & W AUTH BEAVERDAM serves 22,617 people · EPA ID PA4110017
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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