Cambria County property record for 124 Oak St, Windber, PA 15963
| Property Type | Single Family Home |
|---|---|
| Details | built 2002 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Nov 2021) |
| Tax Bill | $951 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-050.-214.000 |
| Primary APN | 01-050.-214.000 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Street Address | 124 OAK ST |
|---|---|
| City | WINDBER |
| State | PA |
| Zip | 15963-8291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100 X 200 H |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 13300 |
124 Oak St is owned and occupied by an individual who bought it in November 2021.
Source: Cambria County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 OAK ST, WINDBER, PA 15963-8291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Jul 16, 2018 | Deed of Trust, Mortgage UNIFIRST MTG CORP |
| Jun 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jul 16, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Prior Sale | Jul 16, 2018 · Amount on File |
| Deed Document Number | 202114552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Recording Date | Nov 19, 2021 |
| Property Address | 124 OAK ST, WINDBER, PA 15963-8291 |
| Document Number | 2021000014552 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 20210-00014552 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 OAK ST, WINDBER, PA 15963-8291 |
| Document Number | 21000014553 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 210-00014553 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 124 OAK ST, WINDBER, PA 15963-8291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000007347 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 0000002018/0000007347 |
| Instrument | 180-00007347 |
| Name | UNIFIRST MTG CORP |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 124 OAK ST, WINDBER, PA 15963-8291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2020000005222 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 20200-00005222 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Recording Date | Jul 16, 2018 |
| Property Address | 124 OAK ST, WINDBER, PA 15963-8291 |
| Document Number | 02018/7346 |
| Book / Page | 2018 / 7346 |
| Instrument Date | Jul 5, 2018 |
| Instrument | 180-00007346 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 OAK ST, WINDBER, PA 15963-8291 |
The 2026 property tax bill for 124 Oak St was $951.
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| County Subdivision | Adams Township |
| Unified School District | Forest Hills School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $951.00 | $24,720 Land $2,220 Building $22,500 | |
| 2024 | $2,280.00 | $24,720 Land $2,220 Building $22,500 | |
| 1972 | $24,720 Land $2,220 Building $22,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 124 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1993–1996) |
| Most Recent Claim | Jan 1996 · Blizzard Of 96 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND S & W AUTH BEAVERDAM serves 22,617 people · EPA ID PA4110017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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