110 Oak St, Windber, PA 15963 Property Records

Cambria County property record for 110 Oak St, Windber, PA 15963

Property Summary

Property Type	Exempt (Full or Partial)
Details	built 1971
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$83,500 (Aug 1997)
Tax Bill	$960 (2026)
Deeds & Mortgages	Aug 2013 Mortgage Oct 2013 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-050.-213.000`

Property Details

APN / Parcel Number

Primary APN	`01-050.-213.000`
Alternative APN	`001 036381`

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Location & Zoning

Street Address	110 OAK ST
City	WINDBER
State	PA
Zip	15963-8291
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	100 X 200 H G OB DAV EXEMPT 2025 SCHOOL
Jurisdiction	CAMBRIA PA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3028
Census Tract	13300

Owner

110 Oak St is owned and occupied by an individual who bought it in August 1997.

Source: Cambria County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	110 OAK ST, WINDBER, PA 15963-8291
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2013	Deed of Trust, Mortgage NEW CUMBERLAND FEDERAL CREDIT UNION
Oct 2, 2013	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 1997 · Amount on File
Deed Sale	Aug 1, 1997 · Amount on File
Deed Book / Page	1486 / 800
Record Updated	Jun 8, 2026

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	110 OAK ST, WINDBER, PA 15963-8291
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002601/297
Date	Aug 22, 2013
Book Page	2601/297
Instrument	2013-00011400

Lender

Name	NEW CUMBERLAND FEDERAL CREDIT UNION
Address	PO BOX 658, NEW CUMBERLAND, PA 17070

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 20, 2018

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	110 OAK ST, WINDBER, PA 15963-8291
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002608/698
Date	Oct 2, 2013
Book Page	2608/698
Instrument	2013-00013508

Lender

Name	PENNYMAC LOAN SERVICES LLC
Address	6101 CONDOR DR, MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 110 Oak St was $960 with exemptions applied.

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
County Subdivision	Adams Township
Unified School District	Forest Hills School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$960.00 Disabled Person's exemption Veteran's exemption	$24,550 Land $2,220 Building $22,330
2024	$2,264.00	$24,550 Land $2,220 Building $22,330
1972			$24,550 Land $2,220 Building $22,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 110 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1993–1996)
Most Recent Claim	Jan 1996 · Blizzard Of 96

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND S & W AUTH BEAVERDAM serves 22,617 people · EPA ID PA4110017
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

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