75 Morrow Ln, Stearns, KY 42647 Property Records

McCreary County property record for 75 Morrow Ln, Stearns, KY 42647

Property Summary

Property Type	Single Family Home
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2021)
Tax Bill	$1,929 (2025)
Deeds & Mortgages	Oct 2021 Sale Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`075-00-00-002.00`

Property Details

APN / Parcel Number

Primary APN	`075-00-00-002.00`
Alternative APN	`14238`

Exterior

Lot Area	522,720 sqft (12 acres)

Location & Zoning

Street Address	75 MORROW LN
City	STEARNS
State	KY
Zip	42647-7205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 AC & HSE
Jurisdiction	MCCREARY KY
Township / Civil Division	STEARNS-WHITLEY CITY
Census Block Group	2
Census Block	2000
Census Tract	960302

Owner

Source: McCreary County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 MORROW LN, STEARNS, KY 42647-7205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed, Transfer
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED CUMBERLAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	2021135459
Deed Book / Page	227 / 567
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCREARY KY
Recording Date	Oct 22, 2021
Property Address	75 MORROW LN, STEARNS, KY 42647-7205
Document Number	00D227/567
Book / Page	D227 / 567
Map Reference	DB 49 PG 539
Instrument Date	Oct 8, 2021
Instrument	135459
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 712, WHITLEY CITY, KY 42653-0712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 MORROW LN, STEARNS, KY 42647-7229

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCREARY KY
Recording Date	Jun 16, 2021
Property Address	75 MORROW LN, STEARNS, KY 42647-7205
Document Number	00D225/789
Book / Page	D225 / 789
Map Reference	DB 49 PG 539
Instrument Date	Jun 14, 2021
Instrument	134079
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 R MATHEWS RD, STEARNS, KY 42647-7145

Mortgage

Document Number	134080M232103
Date	Jun 16, 2021
Instrument	134080M232103

Lender

Name	UNITED CUMBERLAND BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,929.00 (-1.48%)	$240,000 (-)	$240,000 (-)
2023	$1,958.00	$240,000	$240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 80% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Morrow Ln

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