115 Morrow Ln, Stearns, KY 42647 Property Records

McCreary County property record for 115 Morrow Ln, Stearns, KY 42647

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 988 sqft · built 1941
Lot Size	8.53 acres (371,567 sqft)
Owner	Individual Name on Record
Tax Bill	$127 (2025)
Deeds & Mortgages	Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`075-30-00-014.00`

Property Details

APN / Parcel Number

Primary APN	`075-30-00-014.00`
Alternative APN	`15930`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	988 sqft Living Area
Basement Area	520 sqft
Unfinished Basement	520 sqft
Family Room	Family Room

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	371,567 sqft (8.53 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Porch	Slab
Porch Area	226 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Water Source	Commercial

Location & Zoning

Street Address	115 MORROW LN
City	STEARNS
State	KY
Zip	42647-7229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.53 AC & HSE DB 223/708
Jurisdiction	MCCREARY KY
Township / Civil Division	STEARNS-WHITLEY CITY
Census Block Group	2
Census Block	2000
Census Tract	960302

Owner

Source: McCreary County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 MORROW LN, STEARNS, KY 42647-7229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 15, 2020
Transfer Doc	00D223/708
Record Updated	Jun 8, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCCREARY KY
Recording Date	Oct 29, 2020
Property Address	115 MORROW LN, STEARNS, KY 42647-7229
Document Number	00D223/708
Book / Page	D223 / 708
Map Reference	DB 223 PG 706
Instrument Date	Oct 15, 2020
Instrument	132203
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3770 TUCKALEECHEE PIKE, 3770, MARYVILLE, TN 37804-3806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MORROW LN, STEARNS, KY 42647-7229

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$127.00 (-16.45%)	$65,000 (-)	$65,000 (-)
2023	$152.00 Homeowner's exemption	$65,000	$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 81% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Morrow Ln

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