McCreary County property record for 174 Morrow Ln, Stearns, KY 42647
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1990 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Jul 2023) |
| Tax Bill | $1,165 (2025) |
| Deeds & Mortgages | Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-30-00-016.01 |
| Primary APN | 075-30-00-016.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 900 sqft Living Area |
| Basement Area | 900 sqft |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 77 sqft |
| Deck Area | 60 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Water Source | Commercial |
| Street Address | 174 MORROW LN |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-7229 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 0.50 AC & HSE & 2019 MH |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960302 |
174 Morrow Ln, a mobile home, is owned by an individual who bought it in July 2023.
Source: McCreary County records, as of January 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 118 GENE JONES RD, STEARNS, KY 42647-6151 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on File |
| Deed Sale | Jul 26, 2023 · Amount on File |
| Deed Document Number | 145076 |
| Deed Book / Page | D234 / 491 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Jul 26, 2023 |
| Property Address | 174 MORROW LN, STEARNS, KY 42647-7229 |
| Document Number | 00D234/491 |
| Book / Page | D234 / 491 |
| Map Reference | WB 14 PG 670 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 145076 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 859 CAPP HARLAN RD, TOMPKINSVILLE, KY 42167-1868 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 GENE JONES RD, STEARNS, KY 42647-6151 |
The 2025 property tax bill for 174 Morrow Ln was $1,165, up 273.4% from the year before.
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,165.00 (+273.4%) | $145,000 (+271.79%) | $145,000 (+271.79%) |
| 2024 | $312.00 (-1.89%) | $39,000 (-) | $39,000 (-) |
| 2023 | $318.00 | $39,000 | $39,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Morrow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 174 Morrow Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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