Hampden County and Holyoke City property record for 75 Howard St, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,684 sqft · built 1900 |
| Lot Size | 0.124 acres (5,406 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Jun 2008) |
| Tax Bill | $4,424 (2026) |
| Deeds & Mortgages | Dec 2020 Refinance Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0105 B:0000 L:37 |
| Primary APN | HOLY M:0105 B:0000 L:37 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Living Area |
| Gross Area | 3,419 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 818 sqft |
| Unfinished Basement | 818 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,406 sqft (0.124 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 75 HOWARD ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Lot Number | 37 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 811800 |
Source: Hampden County and Holyoke City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 HOWARD ST, HOLYOKE, MA 01040-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Mar 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOLYOKE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2008 · Amount on Record |
| Deed Sale | Jun 30, 2008 · Amount on Record |
| Prior Sale | Oct 23, 2007 · Amount on Record |
| Deed Document Number | 200843998 |
| Deed Book / Page | 17373 / 258 |
| Transfer Doc | 18551-228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 75 HOWARD ST, HOLYOKE, MA 01040-2418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23581-99 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 23581/99 |
| Instrument | 73318 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 75 HOWARD ST, HOLYOKE, MA 01040-2418 |
| Document Number | 21620-518 |
| Book / Page | 021620 / 000518 |
| Instrument Date | Mar 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | 21620-518 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 021620/000518 |
| Instrument | 16668 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2047 |
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,424.00 (+6.78%) | $253,800 (+6.95%) Land $44,600 Building $205,900 | $255,051 (+3.5%) |
| 2025 | $4,143.00 (+10.86%) | $237,300 (+20.33%) Land $41,700 Building $195,600 | $246,430 (-11.23%) |
| 2024 | $3,737.00 (+4.68%) | $197,200 (+3.63%) Land $39,500 Building $157,700 | $277,590 |
| 2023 | $3,570.00 | $190,300 Land $39,500 Building $150,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Netafy Fixed Wireless | 150 / 150 |
| T-Mobile Fixed Wireless | 100 / 20 |
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