Hampden County and Holyoke City property record for 45 Howard St, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,554 sqft · built 1900 |
| Lot Size | 0.098 acres (4,251 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jan 2005) |
| Tax Bill | $2,811 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0104 B:0000 L:93 |
| Primary APN | HOLY M:0104 B:0000 L:93 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,554 sqft Living Area |
| Gross Area | 3,217 sqft |
| Basement Area | 823 sqft |
| Unfinished Basement | 823 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,251 sqft (0.098 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 45 HOWARD ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Lot Number | 93 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 811800 |
Source: Hampden County and Holyoke City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 HOWARD ST, HOLYOKE, MA 01040-2552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2005 · Amount on Record |
| Deed Sale | Jan 5, 2005 · Amount on Record |
| Deed Document Number | 2005134142 |
| Deed Book / Page | 14746 / 384 |
| Record Updated | Oct 29, 2026 |
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,811.00 (+6.84%) | $161,300 (+7.03%) Land $50,400 Building $109,600 | $219,937 (-26.5%) |
| 2025 | $2,631.00 (+8.23%) | $150,700 (+17.46%) Land $47,100 Building $103,600 | $299,250 (+38.4%) |
| 2024 | $2,431.00 (+3.4%) | $128,300 (+2.39%) Land $45,000 Building $83,300 | $216,220 |
| 2023 | $2,351.00 | $125,300 Land $45,000 Building $80,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Netafy Fixed Wireless | 150 / 150 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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