84 Howard St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 84 Howard St, Holyoke, MA 01040

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,744 sqft · built 1926
Lot Size0.126 acres (5,502 sqft)
Owner2 Individual Names on File
Last Sale$249,900 (Nov 2022)
Tax Bill$4,741 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNHOLY M:0105 B:0000 L:34

Property Details

APN / Parcel Number

Primary APNHOLY M:0105 B:0000 L:34

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,744 sqft Living Area
Gross Area3,484 sqft
1st Floor Area1,176 sqft
Basement Area806 sqft
Unfinished Basement806 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,502 sqft (0.126 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address84 HOWARD ST
CityHOLYOKE
StateMA
Zip01040-2419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Lot Number34
JurisdictionHOLYOKE MA
Township / Civil DivisionHOLYOKE
Census Block Group4
Census Block4005
Census Tract811800

Owner

84 Howard St is owned and occupied by two individuals who bought it in November 2022.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address84 HOWARD ST, HOLYOKE, MA 01040-2419
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2022 · Amount on File
Deed SaleNov 9, 2022 · Amount on File
Deed Book / Page24798 / 346
Record UpdatedOct 29, 2026

November 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHOLYOKE MA
Recording DateNov 9, 2022
Property Address84 HOWARD ST, HOLYOKE, MA 01040-2419
Document Number024798-346
Book / Page24798 / 346
Instrument DateNov 9, 2022
Instrument66449
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address80 MAPLE ST # B, B, EASTHAMPTON, MA 01027-1755

Mortgage

Document Number0000066450
DateNov 9, 2022
Instrument66450
Lender
NameFLORENCE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 84 Howard St was $4,741, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityHolyoke City
Unified School DistrictHolyoke School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,741.00 (+6.78%)$272,000 (+6.96%) Land $44,600 Building $210,100$282,033 (-3.71%)
2025$4,440.00 (+6.17%)$254,300 (+15.22%) Land $41,700 Building $212,600$292,885 (-1.94%)
2024$4,182.00 (+18.44%)$220,700 (+17.27%) Land $39,500 Building $181,200$298,680
2023$3,531.00$188,200 Land $39,500 Building $148,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 84 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLYOKE WATER WORKS
serves 37,838 people · EPA ID MA1137000
Water SourceSurface water
Last State InspectionOct 2025
Lead9 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Netafy
Fixed Wireless
150 / 150
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Howard St

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