75 Harding Ct, Franklin, OH 45005 Property Records

Warren County property record for 75 Harding Ct, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 904 sqft · built 1972
Lot Size	0.152 acres (6,640 sqft)
Owner	Company Name on Record
Last Sale	$1,378,000 (Mar 2024)
Tax Bill	$2,773 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-154-006-0`

Property Details

APN / Parcel Number

Primary APN	`04-25-154-006-0`
Alternative APNs	`0425154006` `425154006` `2110971`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	904 sqft Living Area
Basement Area	475 sqft
Finished Basement	475 sqft

Exterior

Year Built	Built 1972
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Lot Area	6,640 sqft (0.152 acres)
Lot Dimensions	83 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2110971
Old Parcel Number	0425154006
Street Address	75 HARDING CT
City	FRANKLIN
State	OH
Zip	45005-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANKLIN WOODS 1 #68
Legal Range	05
Legal Township	02
Legal Section	25
Legal Subdivision	FRANKLIN WOODS 1
Legal Block	154
Legal Lot Number	68
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2023
Census Tract	30501

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERIC
Sep 28, 2017	Grant Deed, Mortgage · Line of Credit MISCELLANEOUS INS CO
Jan 4, 2017	Quit Claim Deed, Construction Loan · Line of Credit OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Sep 2, 2016 · Amount on Record
Deed Document Number	2016-025844
Prior Transfer Date	Jan 4, 2017
Prior Transfer Doc	2017-000509
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	75 HARDING CT, FRANKLIN, OH 45005-2367
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR, DAYTON, OH 45414-2696
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004838
Date	Mar 11, 2024
Instrument	2024-004838

Lender

Name	BANK OF AMERIC
Address	1 BRYANT PARK # 1111, NEW YORK, NY 10036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 9, 2029

September 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WARREN OH
Recording Date	Sep 28, 2017
Property Address	75 HARDING CT, FRANKLIN, OH 45005-2367
Instrument Date	Sep 19, 2017
Instrument	29730
Transaction Type	Mortgage
Record Updated	Nov 2, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 CORDES ST CHARLESTON SC 294012116, CHARLESTON, SC 29401-2116

Mortgage

Document Number	0000029730
Date	Sep 28, 2017
Instrument	29730

Lender

Name	MISCELLANEOUS INS CO
Address	4 WORLD TRADE CENTER51 ST FLOO, NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	Jan 4, 2017
Property Address	75 HARDING CT, FRANKLIN, OH 45005-2367
Document Number	0000000509
Instrument Date	Dec 23, 2016
Instrument	509
Transaction Type	Construction Loan
Record Updated	Aug 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 CORDES ST CHARLESTON SC 294012116, CHARLESTON, SC 29401-2116

Mortgage

Document Number	510
Date	Jan 4, 2017
Instrument	510

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,773.00 (+31.98%)	$52,749 (+34.59%) Land $15,750 Building $36,999	$150,710 (+34.59%) Land $45,000 Building $105,710
2023	$2,101.00 (+3.29%)	$39,193 (-) Land $9,685 Building $29,508
2022	$2,034.00	$39,193 Land $9,685 Building $29,509	$111,980 (-) Land $27,670 Building $84,310
2021			$111,980 Land $27,670 Building $84,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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