64 Harding Ct, Franklin, OH 45005 Property Records

Warren County property record for 64 Harding Ct, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,381 sqft · built 1972
Lot Size	0.146 acres (6,356 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Oct 2022)
Tax Bill	$3,357 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-153-014-0`

Property Details

APN / Parcel Number

Primary APN	`04-25-153-014-0`
Alternative APNs	`0425153014` `425153014` `2102129`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,381 sqft Living Area
Gross Area	1,657 sqft
1st Floor Area	42 sqft
Basement Area	446 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Lot Area	6,356 sqft (0.146 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2102129
Street Address	64 HARDING CT
City	FRANKLIN
State	OH
Zip	45005-2366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANKLIN WOODS 1 LOT 6 & 7 PT
Legal Subdivision	FRANKLIN WOODS 1
Legal Block	129
Legal Lot Number	6&7
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2023
Census Tract	30501

Owner

Source: Warren County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	64 HARDING CT, FRANKLIN, OH 45005-2366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 3, 2022	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
May 22, 2020	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Mar 27, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	May 22, 2020 · Amount on Record
Deed Document Number	202231026
Prior Transfer Date	Sep 28, 2022
Prior Transfer Doc	0000031026
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	64 HARDING CT, FRANKLIN, OH 45005-2366
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 HARDING CT, FRANKLIN, OH 45005-2366

Mortgage

Document Number	0000026252
Date	Dec 8, 2023
Instrument	2023-026252

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2063

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 3, 2022
Property Address	64 HARDING CT, FRANKLIN, OH 45005-2366
Document Number	0000031026
Map Reference	MB 6 PG 75
Instrument Date	Sep 28, 2022
Instrument	2022-031026
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 HARDING CT, FRANKLIN, OH 45005-2366

Mortgage

Document Number	0000031027
Date	Oct 3, 2022
Instrument	2022-031027

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	May 22, 2020
Property Address	64 HARDING CT, FRANKLIN, OH 45005-2366
Document Number	0000017174
Map Reference	MB 6 PG 75
Instrument Date	Apr 17, 2020
Instrument	2020-017174
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	64 HARDING CT, FRANKLIN, OH 45005-2366

Mortgage

Document Number	0000017175
Date	May 22, 2020
Instrument	2020-017175

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Margin	3
Max Rate	8.25%

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	WARREN OH
Recording Date	Mar 27, 2020
Property Address	64 HARDING CT, FRANKLIN, OH 45005-2366
Document Number	0000010136
Instrument Date	Feb 5, 2020
Instrument	10136
Transaction Type	Foreclosure
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$273.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 VISTA RIDGE DR SOUTH LEBANON OH 450658757, SOUTH LEBANON, OH 45065-8757

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,357.00 (+29.26%)	$65,680 (+32.62%) Land $15,750 Building $49,930	$187,670 (+32.63%) Land $45,000 Building $142,670
2023	$2,597.00 (+42.46%) Homeowner's exemption	$49,525 (+37.9%) Land $9,685 Building $39,840
2022	$1,823.00 Homeowner's exemption	$35,914 Land $9,685 Building $26,229	$141,500 (+37.9%) Land $27,670 Building $113,830
2021			$102,610 Land $27,670 Building $74,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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