29 Harding Ct, Franklin, OH 45005 Property Records

Warren County property record for 29 Harding Ct, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,379 sqft · built 1972
Lot Size	0.213 acres (8,140 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (May 2024)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-154-013-0`

Property Details

APN / Parcel Number

Primary APN	`04-25-154-013-0`
Alternative APNs	`0425154013` `425154013` `2133881`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,379 sqft Living Area
Gross Area	1,816 sqft
1st Floor Area	38 sqft
Basement Area	475 sqft
Finished Basement	475 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Lot Area	8,140 sqft (0.213 acres)
Lot Dimensions	110 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2133881
Street Address	29 HARDING CT
City	FRANKLIN
State	OH
Zip	45005-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANKLIN WOODS 1 LOT 65
Legal Range	5
Legal Township	2
Legal Section	25
Legal Subdivision	FRANKLIN WOODS 1
Legal Block	881
Legal Lot Number	65
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2023
Census Tract	30501

Owner

29 Harding Ct is owned and occupied by an individual who bought it in May 2024.

Source: Warren County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	29 HARDING CT, FRANKLIN, OH 45005-2367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 29, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 20, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 30, 2019	Loan Modification, Mortgage · Line of Credit ATHENE ANNUITY & LIFE CO
Mar 16, 2018	Deed, Transfer
Oct 12, 2017	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2024 · Amount on File
Deed Sale	May 13, 2024 · Amount on File
Prior Sale	Dec 29, 2023 · Amount on File
Deed Document Number	20249937
Prior Transfer Date	Feb 21, 2018
Prior Transfer Doc	0000007292
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Jun 12, 2026
Property Address	29 HARDING CT, FRANKLIN, OH 45005-2367
Document Number	0000016182
Instrument Date	Jun 8, 2026
Instrument	202616182
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 HARDING CT, FRANKLIN, OH 45005-2367
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016182,
Date	Jun 12, 2026
Instrument	202616182

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Dec 29, 2023
Property Address	29 HARDING CT, FRANKLIN, OH 45005-2367
Document Number	0000027700
Map Reference	MB 6 PG 75
Instrument Date	Dec 27, 2023
Instrument	2023-027700
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094
Investor	Possibly a Property Investor

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	Oct 20, 2023
Property Address	29 HARDING CT, FRANKLIN, OH 45005-2367
Document Number	0000022650
Map Reference	MB 6 PG 75
Instrument Date	Oct 16, 2023
Instrument	2023-022650
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380
Investor	Possibly a Property Investor

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WARREN OH
Recording Date	Aug 30, 2019
Property Address	29 HARDING CT, FRANKLIN, OH 45005-2367
Instrument Date	Aug 15, 2019
Instrument	24913
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442

Mortgage

Document Number	0000024913
Date	Aug 30, 2019
Instrument	24913

Lender

Name	ATHENE ANNUITY & LIFE CO
Address	2121 ROSECRANS AVE # 3500, EL SEGUNDO, CA 90245-4743

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN OH
Recording Date	Mar 16, 2018
Property Address	29 HARDING CT, FRANKLIN, OH 45005-2367
Document Number	0000007292
Map Reference	PB 6 PG 75
Instrument Date	Feb 21, 2018
Instrument	2018-007292
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 KING STREET EXT STE 100, 100, CHARLESTON, SC 29405-9442
Investor	Possibly a Property Investor

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 12, 2017
Property Address	29 HARDING CT, FRANKLIN, OH 45005-2367
Document Number	0000031410
Instrument Date	Sep 28, 2017
Instrument	31410
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 CORDES ST CHARLESTON SC 294012116, CHARLESTON, SC 29401-2116
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 29 Harding Ct was $2,829, up 12.5% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00 (+12.53%)	$53,470 Land $15,750 Building $37,720	$152,760 Land $45,000 Building $107,760
2024	$2,514.00 (+17.97%)
2023	$2,131.00 (+3.3%)	$39,764 (-) Land $9,685 Building $30,079
2022	$2,063.00	$39,764 Land $9,685 Building $30,079	$113,610 (-) Land $27,670 Building $85,940
2021			$113,610 Land $27,670 Building $85,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 29 Harding Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 29 Harding Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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