Pinellas County property record for 75 Emerald Bay Dr, Oldsmar, FL 34677
| Property Type | Planned Unit Development |
|---|---|
| Details | 1,339 sqft · built 2004 |
| Lot Size | 0.072 acres (3,147 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,000 (Oct 2025) |
| Tax Bill | $4,035 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Aug 2022 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-759-5648-2 |
| Primary APN | C62-000-759-5648-2 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,339 sqft Living Area |
| 1st Floor Area | 1,339 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Lot Area | 3,147 sqft (0.072 acres) |
| View / Lot | Corner |
| Porch | None |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R159877 |
|---|---|
| Street Address | 75 EMERALD BAY DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5002 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | EMERALD BAY LOT 75 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 15 |
| Legal Subdivision | EMERALD BAY |
| Legal Tract | 25790 |
| Legal Lot Number | 75 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 27319 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 EMERALD BAY DR, OLDSMAR, FL 34677-5002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 30, 2022 | Correction Deed ACCOMODATION, ACCOMMODATION |
| May 16, 2022 | Correction Deed ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Jul 1, 2004 · Amount on Record |
| Deed Document Number | 2025300378 |
| Deed Book / Page | 23335 / 978 |
| Prior Transfer Date | Aug 26, 2022 |
| Prior Transfer Doc | 0221850911 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 22, 2025 |
| Property Address | 75 EMERALD BAY DR, OLDSMAR, FL 34677-5002 |
| Document Number | 0233350978 |
| Book / Page | 23335 / 978 |
| Map Reference | MB 105 PG 9 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025300378 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,722.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 GARLAND CIR, PALM HARBOR, FL 34683-5171 |
| Name | Verified Name |
|---|---|
| Address | 75 EMERALD BAY DR, OLDSMAR, FL 34677-5002 |
| Document Number | 0023335980 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 23335/980 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 30, 2022 |
| Property Address | 75 EMERALD BAY DR, OLDSMAR, FL 34677-5002 |
| Document Number | 0221850911 |
| Book / Page | 22185 / 911 |
| Map Reference | MB 105 PG 9 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022263775 |
| Record Updated | Sep 16, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 155 GARLAND CIR, 155, PALM HARBOR, FL 34683-5171 |
| Name | Verified Name |
|---|---|
| Address | 155 GARLAND CIR, PALM HARBOR, FL 34683-5171 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 16, 2022 |
| Property Address | 75 EMERALD BAY DR, OLDSMAR, FL 34677-5002 |
| Document Number | 0220641042 |
| Book / Page | 22064 / 1042 |
| Map Reference | MB 105 PG 9 |
| Instrument Date | May 11, 2022 |
| Instrument | 2022155962 |
| Record Updated | Jun 9, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 155 GARLAND CIR, 155, PALM HARBOR, FL 34683-5171 |
| Name | Verified Name |
|---|---|
| Address | 155 GARLAND CIR, PALM HARBOR, FL 34683-5171 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,035.00 (+13.18%) | $240,794 (+11.19%) Building $240,794 | $240,794 (+11.19%) Building $240,794 |
| 2024 | $3,565.00 (+2.77%) | $216,565 (-3.65%) | $216,565 (-3.65%) Building $216,565 |
| 2023 | $3,469.00 (+10.62%) | $224,774 (+13.53%) | $224,774 (+13.53%) Building $224,774 |
| 2022 | $3,136.00 | $197,985 | $197,985 Building $197,985 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 195 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 195 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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