73 Emerald Bay Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 73 Emerald Bay Dr, Oldsmar, FL 34677

Property Summary

Property Type	Planned Unit Development
Details	1,339 sqft · built 2004
Lot Size	0.054 acres (2,340 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2004)
Tax Bill	$3,576 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-759-5646-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-5646-6`
Alternative APNs	`15-28-16-25790-000-0730` `281615257900000730` `162815257900000730` `R159875`

Interior

Stories	2 Stories
Building Area	1,339 sqft Living Area
1st Floor Area	1,339 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	2,340 sqft (0.054 acres)
View / Lot	Corner
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R159875
Street Address	73 EMERALD BAY DR
City	OLDSMAR
State	FL
Zip	34677-5002
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	EMERALD BAY LOT 73
Legal Range	16E
Legal Township	28S
Legal Section	15
Legal Subdivision	EMERALD BAY
Legal Tract	25790
Legal Lot Number	73
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	4
Census Block	4000
Census Tract	27319

Owner

73 Emerald Bay Dr, a planned unit development, is owned by an individual who acquired it in March 2017.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	2403 SPRUCEWOOD LN, PLANT CITY, FL 33563-8884
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2004 · Amount on File
Deed Sale	Sep 15, 2004 · Amount on File
Prior Sale	Mar 4, 2004 · Amount on File
Deed Document Number	2004366923
Deed Book / Page	13829 / 1412
Last Transfer Date	Mar 9, 2017
Transfer Doc	0195610845
Record Updated	Jun 8, 2026

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 22, 2017
Property Address	73 EMERALD BAY DR, OLDSMAR, FL 34677-5002
Document Number	0195610845
Book / Page	019561 / 000845
Instrument Date	Mar 9, 2017
Instrument	88025
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 EMERALD BAY DR OLDSMAR FL 346775002, OLDSMAR, FL 34677-5002

Mortgage

Document Number	195610848
Date	Mar 22, 2017
Book Page	019561/000848
Instrument	88026

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 73 Emerald Bay Dr was $3,576, up 13.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,576.00 (+13.67%)	$240,794 Building $240,794	$240,794 Building $240,794
2024	$3,146.00 (+2.14%)
2023	$3,080.00 (+10.79%)	$224,774 (+13.53%)	$224,774 (+13.53%) Building $224,774
2022	$2,780.00	$197,985	$197,985 Building $197,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Emerald Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 195 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	195 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 Emerald Bay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20