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72 Emerald Bay Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 72 Emerald Bay Dr, Oldsmar, FL 34677

Property Summary

Property TypePlanned Unit Development
Details1,380 sqft · built 2004
Lot Size0.074 acres (3,227 sqft)
OwnerIndividual Name on Record
Last Sale$219,900 (Jul 2021)
Tax Bill$4,294 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-759-5645-8

Property Details

APN / Parcel Number

Primary APNC62-000-759-5645-8
Alternative APNs
  • 15-28-16-25790-000-0720
  • 281615257900000720
  • 162815257900000720
  • R159874

Interior

Stories2 Stories
Building Area1,380 sqft Living Area
1st Floor Area1,380 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2007
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area3,227 sqft (0.074 acres)
View / LotCorner
Garage TypeCarport
CarportCarport
PorchScreened Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR159874
Street Address72 EMERALD BAY DR
CityOLDSMAR
StateFL
Zip34677-5002
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionEMERALD BAY LOT 72
Legal Range16E
Legal Township28S
Legal Section15
Legal SubdivisionEMERALD BAY
Legal Tract25790
Legal Block4
Legal Lot Number72
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group4
Census Block4000
Census Tract27319

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address72 EMERALD BAY DR, OLDSMAR, FL 34677-5002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2021 · Amount on Record
Deed SaleJul 28, 2021 · Amount on Record
Prior SaleJul 20, 2004 · Amount on Record
Deed Document Number2021246735
Deed Book / Page21646 / 205
Prior Transfer DateNov 10, 2016
Prior Transfer Doc0194110849
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 28, 2021
Property Address72 EMERALD BAY DR, OLDSMAR, FL 34677-5002
Document Number0216460205
Book / Page21646 / 205
Map ReferenceMB 105 PG 9
Instrument DateJul 26, 2021
Instrument2021246735
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST TITLE SOURCE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,539.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2764 OAK PARK CT, 2764, TALLAHASSEE, FL 32308-3947

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 EMERALD BAY DR, OLDSMAR, FL 34677-5002

Mortgage

Document Number21646207
DateJul 28, 2021
Instrument21646/207
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,294.00 (+15.87%)$257,492 (+14.56%) Building $257,492$257,492 (+14.56%) Building $257,492
2024$3,706.00 (-3.46%)
2023$3,839.00 (+10.44%)$224,774 (+13.53%)$224,774 (+13.53%) Building $224,774
2022$3,476.00$197,985$197,985 Building $197,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 195 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies195 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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