Miami County property record for 34 Edward Cir, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,949 sqft · built 2021 |
| Lot Size | 0.562 acres (24,481 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $49,900 (Mar 2021) |
| Tax Bill | $6,146 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-106916 |
| Primary APN | D08-106916 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,949 sqft Living Area |
| 1st Floor Area | 3,680 sqft |
| Upper Floors Area | 1,109 sqft |
| Basement Area | 1,840 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 24,481 sqft (0.562 acres) |
| Garage Area | 714 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 102 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 34 EDWARD CIR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-7636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 11373 FOX HARBOR SEC 7 |
| Legal Subdivision | FOX HARBOR SUBDIVISION |
| Legal Lot Number | 11373 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 365001 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34 EDWARD CIR, TROY, OH 45373-7636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on Record |
| Deed Sale | Mar 3, 2021 · Amount on Record |
| Deed Document Number | 20212021OR-03583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 34 EDWARD CIR, TROY, OH 45373-7636 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002786 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2022OR-02786 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,146.00 (-4.49%) Homeowner's exemption | $185,470 (+8.63%) Land $17,500 Building $167,970 | $529,900 (+8.63%) Land $50,000 Building $479,900 |
| 2024 | $6,435.00 (+2.21%) Homeowner's exemption | $170,730 (-) Land $17,500 Building $153,230 | |
| 2023 | $6,296.00 (+17.48%) Homeowner's exemption | $170,730 (-) Land $17,500 Building $153,230 | $487,800 (-) Land $50,000 Building $437,800 |
| 2022 | $5,359.00 Homeowner's exemption | $170,730 Land $17,500 Building $153,230 | $487,800 Land $50,000 Building $437,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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