75 E Chester St, Champaign, IL 61820 Property Records

Champaign County property record for 75 E Chester St, Champaign, IL 61820

Property Summary

Property Type	Commercial
Lot Size	0.049 acres (2,115 sqft)
Owner	Company Name on Record
Tax Bill	$1,657 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-20-12-491-003`

Property Details

APN / Parcel Number

Primary APN	`42-20-12-491-003`

Exterior

Lot Area	2,115 sqft (0.049 acres)

Location & Zoning

Street Address	75 E CHESTER ST
City	CHAMPAIGN
State	IL
Zip	61820-4149
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT PT 10 BLOCK 11 RAILROAD ADD
Legal Range	08E
Legal Township	19N
Legal Section	12
Legal Subdivision	RAILROAD ADD
Legal Block	11
Legal Lot Number	10
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1005
Census Tract	302

Owner

Source: Champaign County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	455 BIRCH ST, WINNETKA, IL 60093-2434
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 14, 2023
Property Address	75 E CHESTER ST, CHAMPAIGN, IL 61820-4149
Document Number	0000001792
Map Reference	REC H PG 33
Instrument Date	Feb 3, 2023
Instrument	2023R01792
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 BIRCH ST, WINNETKA, IL 60093-2434

Mortgage

Document Number	0000001793
Date	Feb 14, 2023
Instrument	2023R01793

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,010 (+12.17%) Land $6,820 Building $14,190	$63,030 (+12.17%) Land $20,460 Building $42,570
2024	$1,657.00 (+7.74%)	$18,730 (+19%) Land $6,080 Building $12,650	$56,190 (+19%) Land $18,240 Building $37,950
2023	$1,538.00 (+6.29%)
2022	$1,447.00	$15,740 Land $5,110 Building $10,630	$47,220 Land $15,330 Building $31,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.