32 E Chester St, Champaign, IL 61820 Property Records

Champaign County property record for 32 E Chester St, Champaign, IL 61820

Property Summary

Property TypeCommercial
Lot Size0.018 acres (803 sqft)
OwnerCompany Name on Record
Last Sale$3,200,000 (Dec 2022)
Tax Bill$4,943 (2024)
Deeds & MortgagesDec 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN42-20-12-435-016

Property Details

APN / Parcel Number

Primary APN42-20-12-435-016

Exterior

Lot Area803 sqft (0.018 acres)

Location & Zoning

Street Address32 E CHESTER ST
CityCHAMPAIGN
StateIL
Zip61820-4019
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS PT 8, PT 9 RAILROAD ADD, ASSESSORS SUB OF LTS 9 AND 10 BLK 7
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionRAILROAD ADD, ASSESSORS SUB
Legal Block7
Legal Lot Number9,10
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2022
Census Tract11002

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address510 S NEIL ST, CHAMPAIGN, IL 61820-5220
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2022 · Amount on Record
Deed SaleDec 15, 2022 · Amount on Record
Prior SaleFeb 7, 2003 · Amount on Record
Deed Document Number202221825
Record UpdatedOct 29, 2026

December 2022: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 15, 2022
Property Address32 E CHESTER ST, CHAMPAIGN, IL 61820-4019
Document Number0000021825
Instrument DateDec 14, 2022
Instrument2022R21825
Transaction TypeConstruction Loan
Record UpdatedDec 26, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 S NEIL ST, CHAMPAIGN, IL 61820-5220
InvestorPossibly a Property Investor

Mortgage

Document Number0000021868
DateDec 15, 2022
Instrument2022R21868
Lender
NameFIRST STATE BANK OF FORREST
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term6 Months
DueJun 6, 2023

Mortgage

Document Number0000022023
DateDec 19, 2022
Instrument2022R22023
Lender
NameCMS VENTURES INC
TypeNon-Lending Institution
AddressCHAMPAIGN, IL 61820
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$63,610 (+12.21%) Land $5,700 Building $57,910$190,830 (+12.21%) Land $17,100 Building $173,730
2024$4,943.00 (+6.19%)$56,690 (+19.02%) Land $5,080 Building $51,610$170,070 (+19.02%) Land $15,240 Building $154,830
2023$4,655.00 (+6.3%)
2022$4,379.00$47,630 Land $4,270 Building $43,360$142,890 Land $12,810 Building $130,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.

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