75 Cedar St, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 75 Cedar St, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	1,548 sqft · built 1900
Lot Size	0.072 acres (3,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Mar 2026)
Tax Bill	$8,242 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-00104-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`21-00104-0000-00022`
Alternative APNs	`210010400022` `002528`

Interior

Stories	2 Stories
Building Area	1,548 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,123 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide

Location & Zoning

Account Number	002528
Street Address	75 CEDAR ST
City	GARFIELD
State	NJ
Zip	07026-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	3125 SF
Legal Block	104
Legal Lot Number	22
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	3
Census Block	3001
Census Tract	21300

Owner

Source: Bergen County and Garfield City records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 CEDAR ST, GARFIELD, NJ 07026-2826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 17, 2016	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Mar 3, 2011 · Amount on Record
Deed Document Number	202616118
Deed Book / Page	5743 / 1590
Prior Transfer Date	Jun 21, 2001
Prior Transfer Doc	8395000814
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 11, 2026
Property Address	75 CEDAR ST, GARFIELD, NJ 07026-2826
Document Number	0057431590
Book / Page	5743 / 1590
Instrument Date	Mar 2, 2026
Instrument	2026016118
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1991 OAKLAND AVE, WANTAGH, NY 11793-3648

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	75 CEDAR ST, GARFIELD, NJ 07026-2826

Mortgage

Document Number	2026016119
Date	Mar 11, 2026
Instrument	2026016119

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0057431617
Date	Mar 11, 2026
Book Page	5743/1617
Instrument	2026016120

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 3, 2031

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	75 CEDAR ST, GARFIELD, NJ 07026-2826
Document Number	0025091895
Book / Page	002509 / 001895
Instrument Date	Dec 17, 2016
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 CEDAR ST GARFIELD NJ 070262826, GARFIELD, NJ 07026-2826

Mortgage

Document Number	0025091895
Date	Jan 19, 2017
Book Page	002509/001895

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,900 (-) Land $101,900 Building $135,000	$236,900 (-) Land $101,900 Building $135,000
2025	$8,242.00 (+4.26%)	$236,900 (-) Land $101,900 Building $135,000	$236,900 (-) Land $101,900 Building $135,000
2024	$7,905.00 (+7%)
2023		$236,900 Land $101,900 Building $135,000	$236,900 Land $101,900 Building $135,000
2022	$7,388.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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