53 Cedar St, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 53 Cedar St, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	2,294 sqft · built 1965
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Dec 2022)
Tax Bill	$12,841 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00086-0000-00007-02`

Property Details

APN / Parcel Number

Primary APN	`21-00086-0000-00007-02`
Alternative APNs	`21000860000000070002` `006648`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,294 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Account Number	006648
Street Address	53 CEDAR ST
City	GARFIELD
State	NJ
Zip	07026-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6000 SF
Legal Subdivision	BELMONT
Legal Block	86
Legal Lot Number	7.02
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	2
Census Block	2002
Census Tract	21300

Owner

Source: Bergen County and Garfield City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 CEDAR ST, GARFIELD, NJ 07026-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 29, 2022	Deed, Transfer · Conventional Mortgage OCM CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Feb 13, 2003
Deed Document Number	2022117387
Deed Book / Page	4891 / 925
Prior Transfer Date	Nov 28, 2022
Prior Transfer Doc	0048910925
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	53 CEDAR ST, GARFIELD, NJ 07026-2803
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 CEDAR ST, GARFIELD, NJ 07026-2803

Mortgage

Document Number	0057001683
Date	Jan 12, 2026
Book Page	5700/1683
Instrument	2026002585

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 29, 2022
Property Address	53 CEDAR ST, GARFIELD, NJ 07026-2803
Document Number	0048910925
Book / Page	4891 / 925
Instrument Date	Nov 28, 2022
Instrument	2022117387
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 KNOX TER # TER1B, TER1B, WAYNE, NJ 07470-2369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 CEDAR ST, GARFIELD, NJ 07026-2803

Mortgage

Document Number	2022117388
Date	Dec 29, 2022
Instrument	2022117388

Lender

Name	OCM CAPITAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,100 (-) Land $130,000 Building $239,100	$369,100 (-) Land $130,000 Building $239,100
2025	$12,841.00 (+4.25%)	$369,100 (-) Land $130,000 Building $239,100	$369,100 (-) Land $130,000 Building $239,100
2024	$12,317.00 (+6.99%)
2023		$369,100 Land $130,000 Building $239,100	$369,100 Land $130,000 Building $239,100
2022	$11,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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