Bergen County and Garfield City property record for 79 Cedar St, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1920 |
| Lot Size | 0.072 acres (3,123 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,300 (Feb 1999) |
| Tax Bill | $6,621 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00104-0000-00020 |
| Primary APN | 21-00104-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,040 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 3,123 sqft (0.072 acres) |
| Lot Dimensions | 125 ft deep x 25 ft wide |
| Account Number | 002526 |
|---|---|
| Street Address | 79 CEDAR ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | 3125 SF |
| Legal Subdivision | CITY/GARFIELD |
| Legal Block | 104 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21300 |
79 Cedar St is owned and occupied by an individual who bought it in February 1999.
Source: Bergen County and Garfield City records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 79 CEDAR ST, GARFIELD, NJ 07026-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · Line of Credit PROPONENT FCU |
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROPONENT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 1999 · Amount on File |
| Deed Sale | Feb 10, 1999 · Amount on File |
| Prior Sale | Sep 16, 1994 · Amount on File |
| Deed Document Number | 199924428 |
| Deed Book / Page | 8143 / 976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 79 CEDAR ST, GARFIELD, NJ 07026-2826 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0052001224 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 5200/1224 |
| Instrument | 2024016305 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 79 CEDAR ST, GARFIELD, NJ 07026-2826 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044130326 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 4413/326 |
| Instrument | 2021156469 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 15, 2031 |
The 2025 property tax bill for 79 Cedar St was $6,621, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,300 (-) Land $101,900 Building $88,400 | $190,300 (-) Land $101,900 Building $88,400 | |
| 2025 | $6,621.00 (+4.27%) | $190,300 Land $101,900 Building $88,400 | $190,300 Land $101,900 Building $88,400 |
| 2024 | $6,350.00 | ||
| 2023 | $190,300 Land $101,900 Building $88,400 | $190,300 Land $101,900 Building $88,400 | |
| 2022 | $5,935.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 79 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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