75 Cambridge Ct, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 75 Cambridge Ct, Wading River, NY 11792

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,471 sqft · built 1998
Lot Size0.98 acres (42,689 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Sep 2016)
Tax Bill$19,219 (2024)
Deeds & MortgagesFeb 2021 Refinance
Flood ZoneZone X (minimal risk)
APN473000 35.-4-9

Property Details

APN / Parcel Number

Primary APN473000 35.-4-9
Alternative APNs
  • 0600-035.00-04.00-009.000
  • 300003500000040090000000
  • 4730002924
  • 39

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,471 sqft Living Area
Gross Area3,735 sqft
1st Floor Area1,353 sqft
2nd Floor Area1,118 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area42,689 sqft (0.98 acres)
View / LotCanal
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area1,227 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number39
Street Address75 CAMBRIDGE CT
CityWADING RIVER
StateNY
Zip11792-3102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal DescriptionTHE VILLAGE @ WR #10184 LOT 28
Legal SubdivisionVILLAGE/WADING RIVER
Legal Block4
Legal Lot Number9
JurisdictionSUFFOLK NY
Township / Civil DivisionRIVERHEAD
Census Block Group2
Census Block2005
Census Tract169701

Owner

75 Cambridge Ct is owned and occupied by two individuals who bought it in September 2016.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address75 CAMBRIDGE CT, WADING RIVER, NY 11792-3102
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2016 · Amount on File
Deed SaleSep 9, 2016 · Amount on File
Prior SaleMar 26, 1999 · Amount on File
Deed Book / Page12878 / 829
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address75 CAMBRIDGE CT, WADING RIVER, NY 11792-3102
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232320779
DateFeb 17, 2021
Book Page23232/779
InstrumentDL054886
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictShoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$77,672 Land $15,000 Building $62,672$951,863 Land $183,824 Building $768,039
2024$19,219.00
2023$77,672 Land $15,000 Building $62,672$836,082 Land $161,464 Building $674,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 75 Cambridge Ct in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims18 (1982–2026)
Claims Outside the SFHA13 of 18
Most Recent ClaimJul 2026 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Cambridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERHEAD WATER DISTRICT
serves 35,000 people · EPA ID NY5103705
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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