24 Cambridge Ct, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 24 Cambridge Ct, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,858 sqft · built 1999
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jul 2020)
Tax Bill	$17,584 (2024)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473000 36.-2-1.18`

Property Details

APN / Parcel Number

Primary APN	`473000 36.-2-1.18`
Alternative APNs	`0600-036.00-02.00-001.018` `300003600000020010180000` `4730002960` `39`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
Gross Area	2,446 sqft
1st Floor Area	1,858 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	35,284 sqft (0.81 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	39
Street Address	24 CAMBRIDGE CT
City	WADING RIVER
State	NY
Zip	11792-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	THE VILLAGE @ WR #10184 LOT 18
Legal Subdivision	VILLAGE/WADING RIVER
Legal Block	2
Legal Lot Number	1
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	2
Census Block	2010
Census Tract	169701

Owner

24 Cambridge Ct is owned and occupied by two individuals who bought it in July 2020.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 CAMBRIDGE CT, WADING RIVER, NY 11792-3101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Nov 2, 2021	Deed, Transfer
Jul 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 18, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Prior Sale	Apr 18, 2017 · Amount on File
Deed Book / Page	13065 / 281
Prior Transfer Date	Mar 10, 2020
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	24 CAMBRIDGE CT, WADING RIVER, NY 11792-3101
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233410402
Date	Nov 2, 2021
Book Page	23341/402
Instrument	DM044172

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 2, 2021
Property Address	24 CAMBRIDGE CT, WADING RIVER, NY 11792-3101
Document Number	0131270501
Book / Page	13127 / 501
Instrument Date	Sep 1, 2021
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 MEADOW WALK LN, LENOIR CITY, TN 37772-5794

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 27, 2020
Property Address	24 CAMBRIDGE CT, WADING RIVER, NY 11792-3101
Document Number	0130650280
Book / Page	013065 / 000280
Instrument Date	Mar 10, 2020
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CAMBRIDGE CT WADING RIVER NY 117923101, WADING RIVER, NY 11792-3101

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 18, 2017
Property Address	24 CAMBRIDGE CT, WADING RIVER, NY 11792-3101
Document Number	0129080953
Book / Page	012908 / 000953
Instrument Date	Feb 16, 2017
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	38 ROBINSON ST SHOREHAM NY 117861840, SHOREHAM, NY 11786-1840

Mortgage

Document Number	228080970
Date	Apr 18, 2017
Book Page	022808/000970

Lender

Name	UNITED MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 17, 2032

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,900 Land $14,800 Building $56,100	$868,873 Land $181,373 Building $687,500
2024	$17,584.00
2023		$70,900 Land $14,800 Building $56,100	$763,186 Land $159,311 Building $603,875

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24 Cambridge Ct in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	18 (1982–2026)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Cambridge Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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