64 Cambridge Ct, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 64 Cambridge Ct, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,446 sqft · built 1998
Lot Size	1.03 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Aug 2025)
Tax Bill	$16,835 (2024)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473000 35.-4-11`

Property Details

APN / Parcel Number

Primary APN	`473000 35.-4-11`
Alternative APNs	`0600-035.00-04.00-011.000` `300003500000040110000000` `4730002926` `39`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,446 sqft Living Area
Gross Area	3,040 sqft
1st Floor Area	2,189 sqft
2nd Floor Area	257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	45,302 sqft
View / Lot	Canal
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	39
Street Address	64 CAMBRIDGE CT
City	WADING RIVER
State	NY
Zip	11792-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	THE VILLAGE @ WR #10184 LOT 30
Legal Subdivision	MAP VILLAGE AT WADING RIVER
Legal Block	4
Legal Lot Number	11
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	2
Census Block	2005
Census Tract	169701

Owner

64 Cambridge Ct is owned by two individuals who bought it in August 2025.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	139 MAY DR, CALVERTON, NY 11933-1366
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2023	Deed, Transfer · Stand-Alone First Mortgage UNITY BANK
Nov 18, 2017	Deed of Trust, Mortgage · Line of Credit BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on File
Deed Sale	Aug 21, 2025 · Amount on File
Prior Sale	Aug 21, 2024 · Amount on File
Deed Book / Page	13306 / 208
Record Updated	Sep 20, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 21, 2025
Property Address	64 CAMBRIDGE CT, WADING RIVER, NY 11792-3101
Document Number	0133060208
Book / Page	13306 / 208
Instrument Date	Jul 14, 2025
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 MAY DR, CALVERTON, NY 11933-1366

Mortgage

Document Number	0002367812
Date	Aug 21, 2025
Instrument	23678/12

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 27, 2023
Property Address	64 CAMBRIDGE CT, WADING RIVER, NY 11792-3101
Document Number	0131950016
Book / Page	13195 / 16
Instrument Date	Dec 16, 2022
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	NOT AVAILABLE, WESTCORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BAY RUN, JAMESPORT, NY 11947

Mortgage

Document Number	0023495904
Date	Mar 27, 2023
Instrument	23495/904

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.6%
Type Change Date	Jan 1, 2028
Max Rate At Change	4.5%
Index	Other

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	64 CAMBRIDGE CT, WADING RIVER, NY 11792-3101
Document Number	0228860114
Instrument Date	Nov 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	64 CAMBRIDGE CT WADING RIVER NY 117923101, WADING RIVER, NY 11792-3101

Mortgage

Document Number	0228860114
Date	Dec 21, 2017
Book Page	022886/000114

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 20, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,175 (-) Land $15,200 Building $46,975	$761,949 (+2.21%) Land $186,275 Building $575,674
2024	$16,835.00	$62,175 (-8.3%) Land $15,200 Building $46,975	$745,503 (+2.15%) Land $182,254 Building $563,249
2023		$67,800 (-) Land $15,200 Building $52,600	$729,817 (+9.15%) Land $163,617 Building $566,200
2022		$67,800 Land $15,200 Building $52,600	$668,639 Land $149,901 Building $518,738

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 64 Cambridge Ct in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	18 (1982–2026)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Cambridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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