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75 Breakers Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 75 Breakers Ln, Ridgeland, MS 39157 · Last verified August 2026

Property Summary

Property TypeCondominium
Details3 bd · 1 ba · 2,199 sqft · built 1980
Lot Size0.02 acres (902 sqft)
OwnerIndividual Name on File
Tax Bill$1,693 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Oct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN072H-27C-045

Property Details

APN / Parcel Number

Primary APN072H-27C-045
Alternative APNs
  • 072H-27C-045/00.00
  • 15650

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,199 sqft Adjusted Area
Gross Area1,152 sqft
1st Floor Area1,152 sqft
2nd Floor Area1,152 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCondo/Apartment
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area902 sqft (0.02 acres)
Patio Area322 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number15650
Street Address75 BREAKERS LN
CityRIDGELAND
StateMS
Zip39157-1102
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 75 THE BREAKERS PHASE 2 LEASEHOLD
Legal Range02E
Legal Township07N
Legal Section27
Legal SubdivisionBREAKERS
Legal Phase2
Legal Lot Number75
JurisdictionMADISON MS
Township / Civil Division1
Census Block Group1
Census Block1006
Census Tract30107

Owner

Source: Madison County records · APN 072H-27C-045

Assessment roll updated November 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address75 BREAKERS LN, RIDGELAND, MS 39157-1102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NATIONAL BANK
Oct 10, 2025Deed of Trust, Mortgage · Line of Credit
BANKPLUS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2021
Deed SaleAug 26, 2021
Prior SaleMay 14, 2008
Deed Document Number2021934971
Deed Book / Page4092 / 608
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address75 BREAKERS LN, RIDGELAND, MS 39157-1102
Transaction TypeMortgage
Record UpdatedApr 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 BREAKERS LN, RIDGELAND, MS 39157-1102

Mortgage

Document Number004657/907
DateMar 18, 2026
Book Page4657/907
Instrument1047625
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39215
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 24, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address75 BREAKERS LN, RIDGELAND, MS 39157-1102
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 BREAKERS LN, RIDGELAND, MS 39157-1101

Mortgage

Document Number004606/308
DateOct 10, 2025
Book Page4606/308
Instrument1036623
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueOct 05, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityRidgeland City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,693.00 Homeowner's exemption$23,216 (+3.52%)$232,160 (+3.52%) Land $89,760 Building $142,400
2024$1,693.00 (-19.99%)
2023$2,116.00 Homeowner's exemption$22,427$224,270 Land $89,760 Building $134,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890301071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies23 units insured
10 under condo master policies
Nearby Flood Claims2 (2005–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2009, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TelapexFiber8,000 / 8,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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