73 Breakers Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 73 Breakers Ln, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,912 sqft · built 1980
Lot Size	0.022 acres (964 sqft)
Owner	Individual Name on Record
Tax Bill	$3,735 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Assignment + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072H-27C-043`

Property Details

APN / Parcel Number

Primary APN	`072H-27C-043`
Alternative APNs	`072H-27C-043/00.00` `15648`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,912 sqft Adjusted Area
Gross Area	912 sqft
1st Floor Area	912 sqft
2nd Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	964 sqft (0.022 acres)
Deck Area	88 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15648
Street Address	73 BREAKERS LN
City	RIDGELAND
State	MS
Zip	39157-1102
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 73 THE BREAKERS PH 2 LEASE
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	BREAKERS
Legal Phase	2
Legal Lot Number	73
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	30107

Owner

Source: Madison County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	73 BREAKERS LN, RIDGELAND, MS 39157-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
May 9, 2022	Assignment of Lease, Transfer · Conventional Mortgage BANKPLUS
May 31, 2019	Deed of Trust, Mortgage · Line of Credit PRIORITYONE BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	73 BREAKERS LN, RIDGELAND, MS 39157-1102
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	HOME LAND TTL & ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BRIDGEVIEW CIR, RIDGELAND, MS 39157-8617

Mortgage

Document Number	004203/384
Date	May 3, 2022
Book Page	4203/384
Instrument	956038

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

May 2022: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	MADISON MS
Recording Date	May 9, 2022
Property Address	73 BREAKERS LN, RIDGELAND, MS 39157-1102
Document Number	004205/684
Book / Page	4205 / 684
Map Reference	MB 491 PG 576
Instrument Date	Apr 29, 2022
Instrument	956407
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOMELAND TITLE AND ABSTRACT, HOME LAND TTL & ABSTRACT CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 FOREST POINT DR, BRANDON, MS 39047-6219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	73 BREAKERS LN, RIDGELAND, MS 39157-1102

Mortgage

Document Number	0000956038
Date	May 9, 2022
Instrument	956038

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	73 BREAKERS LN, RIDGELAND, MS 39157-1102
Document Number	0000865345
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 FOREST POINT DR BRANDON MS 390476219, BRANDON, MS 39047-6219

Mortgage

Document Number	0000865345
Date	Jun 4, 2019
Book Page	003727/000832
Instrument	865345

Lender

Name	PRIORITYONE BK
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,735.00	$34,665 (+3.59%)	$231,100 (+3.59%) Land $106,080 Building $125,020
2024	$3,735.00 (+3.58%)
2023	$3,606.00	$33,465	$223,100 Land $106,080 Building $117,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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