71 Breakers Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 71 Breakers Ln, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,329 sqft · built 1980
Lot Size	0.013 acres (598 sqft)
Owner	Individual Name on Record
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072H-27C-041`

Property Details

APN / Parcel Number

Primary APN	`072H-27C-041`
Alternative APNs	`072H-27C-041/00.00` `15646`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,329 sqft Adjusted Area
Gross Area	640 sqft
1st Floor Area	640 sqft
2nd Floor Area	640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	598 sqft (0.013 acres)
Deck Area	160 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15646
Street Address	71 BREAKERS LN
City	RIDGELAND
State	MS
Zip	39157-1102
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 71 THE BREAKERS PHASE 2 LEASEH OLD
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	BREAKERS
Legal Phase	2
Legal Lot Number	71
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	30107

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 VETERANS MEMORIAL DR, KOSCIUSKO, MS 39090-3817
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit PRIORITYONE BANK
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit PRIORITYONE BANK
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage PRIORITYONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022
Deed Sale	Sep 6, 2022
Prior Sale	Oct 3, 2013 · Amount on Record
Deed Document Number	2022965261
Deed Book / Page	4255 / 831
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	71 BREAKERS LN, RIDGELAND, MS 39157-1102
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 BREAKERS LN, RIDGELAND, MS 39157-1102

Mortgage

Document Number	004373/335
Date	Sep 26, 2023
Book Page	4373/335
Instrument	992319

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	MAGEE, MS 39111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	71 BREAKERS LN, RIDGELAND, MS 39157-1102
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004368/925
Date	Sep 12, 2023
Book Page	4368/925
Instrument	989206

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	MAGEE, MS 39111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	71 BREAKERS LN, RIDGELAND, MS 39157-1102
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 BREAKERS LN, RIDGELAND, MS 39157-1102

Mortgage

Document Number	004019/894
Date	Apr 9, 2021
Book Page	4019/894
Instrument	923141

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	71 BREAKERS LN, RIDGELAND, MS 39157-1102
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4721 MELISSA WAY, VESTAVIA, AL 35243-5344

Mortgage

Document Number	0004252/17
Date	Aug 26, 2022
Book Page	4252/17
Instrument	964529

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	MAGEE, MS 39111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 25, 2023

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,939.00	$27,278 (+2.68%)	$181,850 (+2.68%) Land $88,400 Building $93,450
2024	$2,939.00 (+2.69%)
2023	$2,862.00	$26,565	$177,100 Land $88,400 Building $88,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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