Albany County and Colonie Town property record for 75 Bonner Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,605 sqft · built 2000 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Nov 2017) |
| Tax Bill | $7,733 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Sep 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.2-3-20 |
| Primary APN | 012689 16.2-3-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,605 sqft Living Area |
| 1st Floor Area | 1,605 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600200030200000000 |
|---|---|
| Street Address | 75 BONNER AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Subdivision | ROSE GARDENS |
| Legal Block | 3 |
| Legal Lot Number | 20.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records · APN 012689 16.2-3-20
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 BONNER AVE, SCHENECTADY, NY 12304-4510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage 1ST PRIORITY MORTGAGE INC |
| Sep 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST PRIORITY MORTGAGE INC |
| Jul 02, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jun 04, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jun 04, 2018 | Grant Deed, Transfer |
| Nov 13, 2017 | Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2017 · Amount on Record |
| Deed Sale | Nov 13, 2017 · Amount on Record |
| Prior Sale | Nov 03, 2008 · Amount on Record |
| Deed Document Number | 201727092 |
| Last Transfer Date | Jun 20, 2018 |
| Transfer Doc | 0000014472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 75 BONNER AVE, SCHENECTADY, NY 12304-4510 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002787 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | R2019-12787 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 75 BONNER AVE, SCHENECTADY, NY 12304-4510 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009324 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | R2020-19324 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 02, 2018 |
| Property Address | 75 BONNER AVE, SCHENECTADY, NY 12304-4510 |
| Document Number | 0020184472 |
| Book / Page | 002018 / 014472 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 BONNER AVE SCHENECTADY NY 123044510, SCHENECTADY, NY 12304-4510 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 04, 2018 |
| Property Address | 75 BONNER AVE, SCHENECTADY, NY 12304-4510 |
| Document Number | 0000012058 |
| Instrument Date | May 30, 2018 |
| Instrument | 12058 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 BONNER AVE SCHENECTADY NY 123044510, SCHENECTADY, NY 12304-4510 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 04, 2018 |
| Property Address | 75 BONNER AVE, SCHENECTADY, NY 12304-4510 |
| Document Number | 0020182058 |
| Book / Page | 002018 / 012058 |
| Instrument Date | May 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 BONNER AVE SCHENECTADY NY 123044510, SCHENECTADY, NY 12304-4510 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Nov 13, 2017 |
| Property Address | 75 BONNER AVE, SCHENECTADY, NY 12304-4510 |
| Document Number | 0000007092 |
| Map Reference | MAP10454 DR172 |
| Instrument Date | Nov 07, 2017 |
| Instrument | R2017-27092 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 BONNER AVE, 75, SCHENECTADY, NY 12304-4510 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31 TRYON ST, ALBANY, NY 12203-3247 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007093 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | R2017-27093 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,733.00 (+11.91%) | $164,000 (-) Land $41,000 Building $123,000 | $375,300 (+16.7%) Land $93,825 Building $281,475 |
| 2023 | $164,000 (-) Land $41,000 Building $123,000 | $321,600 (+9.32%) Land $80,400 Building $241,200 | |
| 2022 | $164,000 Land $41,000 Building $123,000 | $294,170 Land $73,542 Building $220,628 | |
| 2021 | $6,910.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), as of March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010138033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 259 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY0100198, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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