Albany County and Colonie Town property record for 72 Bonner Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,034 sqft · built 1971 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Jul 2009) |
| Tax Bill | $5,167 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.7-3-26.1 |
| Primary APN | 012689 16.7-3-26.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 758 sqft |
| Finished Basement | 758 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 352 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600700030260010000 |
|---|---|
| Street Address | 72 BONNER AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-68 E-108 S-37-12 |
| Legal Block | 3 |
| Legal Lot Number | 26.001 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 72 BONNER AVE, SCHENECTADY, NY 12304-4544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage BROADVIEW FCU |
| Feb 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU |
| Dec 27, 2016 | Deed of Trust, Mortgage · Conventional with PMI SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2009 · Amount on Record |
| Deed Sale | Jul 23, 2009 · Amount on Record |
| Deed Document Number | 200910458391 |
| Deed Book / Page | 2954 / 171 |
| Last Transfer Date | Sep 26, 2025 |
| Transfer Doc | 0000008530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Oct 14, 2025 |
| Property Address | 72 BONNER AVE, SCHENECTADY, NY 12304-4544 |
| Document Number | 0000008529 |
| Instrument Date | Sep 26, 2025 |
| Instrument | R2025-18529 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 BONNER AVE, SCHENECTADY, NY 12304-4544 |
| Document Number | 0000008530 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | R2025-18530 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Min Rate At Change | 3.37% |
|---|---|
| Max Rate At Change | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 72 BONNER AVE, SCHENECTADY, NY 12304-4544 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000003436 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | R2021-03436 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 72 BONNER AVE, SCHENECTADY, NY 12304-4544 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | SMPR TITLE AGENCY INC, SMPRT TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000003435 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | R2021-03435 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 72 BONNER AVE, SCHENECTADY, NY 12304-4544 |
| Document Number | 0000001035 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 72 BONNER AVE SCHENECTADY NY 123044544, SCHENECTADY, NY 12304-4544 |
| Document Number | 0000001035 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 1035 |
| Name | SEFCU |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,167.00 (-3.94%) | ||
| 2025 | $5,379.00 (+25.71%) | $111,500 (-) Land $22,300 Building $89,200 | $255,100 (+16.7%) Land $51,020 Building $204,080 |
| 2023 | $111,500 (-) Land $22,300 Building $89,200 | $218,600 (+9.3%) Land $43,720 Building $174,880 | |
| 2022 | $111,500 Land $22,300 Building $89,200 | $200,000 Land $40,000 Building $160,000 | |
| 2021 | $4,279.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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