Albany County and Colonie Town property record for 74 Bonner Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,166 sqft · built 2003 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $243,395 (Oct 2003) |
| Tax Bill | $11,103 (2026) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 012689 16.2-3-2 |
| Primary APN | 012689 16.2-3-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,166 sqft Living Area |
| 1st Floor Area | 1,912 sqft |
| 2nd Floor Area | 1,254 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 63,162 sqft (1.45 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600200030020000000 |
|---|---|
| Street Address | 74 BONNER AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Subdivision | ROSE GARDENS FINAL SUBDIVISION PLAN |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 74 BONNER AVE, SCHENECTADY, NY 12304-4544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2003 · Amount on Record |
| Deed Sale | Oct 17, 2003 · Amount on Record |
| Deed Book / Page | 2747 / 301 |
| Last Transfer Date | Dec 21, 2011 |
| Transfer Doc | 0030220531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 74 BONNER AVE, SCHENECTADY, NY 12304-4544 |
| Document Number | 0000010416 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 74 BONNER AVE SCHENECTADY NY 123044544, SCHENECTADY, NY 12304-4544 |
| Document Number | 0000010416 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 10416 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 30, 2034 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,103.00 (-1.53%) | ||
| 2025 | $11,275.00 (+17.69%) | $243,000 (-) Land $60,800 Building $182,200 | $556,100 (+16.71%) Land $139,139 Building $416,961 |
| 2023 | $243,000 (-) Land $60,800 Building $182,200 | $476,500 (+9.32%) Land $119,223 Building $357,277 | |
| 2022 | $243,000 Land $60,800 Building $182,200 | $435,874 Land $109,058 Building $326,816 | |
| 2021 | $9,580.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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