75 Bernard Couch Dr, Anniston, AL 36207 Property Records

Calhoun County property record for 75 Bernard Couch Dr, Anniston, AL 36207

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,226 sqft · built 1978
Lot Size	0.666 acres (29,011 sqft)
Owner	2 Individual Names on Record
Tax Bill	$290 (2026)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04-18-0-001-029.018`

Property Details

APN / Parcel Number

Primary APN	`20-04-18-0-001-029.018`
Alternative APN	`23258`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
Gross Area	1,823 sqft
1st Floor Area	1,226 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,011 sqft (0.666 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23258
Street Address	75 BERNARD COUCH DR
City	ANNISTON
State	AL
Zip	36207-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 18 TSP 16S RNG 09E RE-PLAT OF DE'VILLE ESTATES LOT 4 S1 8 T16 R9
Legal Range	09E
Legal Township	16S
Legal Section	18
Legal Subdivision	REPLAT OF DE'VILLE ESTATES
Legal Lot Number	4
Jurisdiction	CALHOUN AL
Township / Civil Division	CHOCCOLOCCO
Census Block Group	3
Census Block	3027
Census Tract	2002

Owner

Source: Calhoun County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 BERNARD COUCH DR, ANNISTON, AL 36207-4918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	75 BERNARD COUCH DR, ANNISTON, AL 36207-4918
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005044/381
Date	Jan 27, 2022
Book Page	5044/381
Instrument	5044-0381

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$290.00 (+11.11%)
2025	$261.00 (-14.71%) Homeowner's exemption Senior Citizen's exemption	$12,800 (-9.66%)	$128,020 (-9.64%) Land $23,000 Building $105,020
2024	$306.00 (-3.77%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$14,168 (-2.24%) Land $2,300 Building $11,868	$141,680 (-2.24%) Land $23,000 Building $118,680
2023	$318.00 (+16.06%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$14,492 (+9.9%) Land $2,300 Building $12,192	$144,920 (+9.9%) Land $23,000 Building $121,920
2022	$274.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$13,186 Land $2,300 Building $10,886	$131,860 Land $23,000 Building $108,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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